2043 Castle Point Ct, Fleming Island, FL 32003 Property Records

Clay County property record for 2043 Castle Point Ct, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,787 sqft · built 2018
Lot Size	0.333 acres (14,490 sqft)
Owner	2 Individual Names on File
Last Sale	$219,000 (Jan 2017)
Tax Bill	$5,795 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Jul 2018 Loan Modification + 1 more
Flood Zone	Zone X (moderate risk)
APN	`43-04-26-014043-001-22`

Property Details

APN / Parcel Number

Primary APN	`43-04-26-014043-001-22`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,787 sqft Living Area
Gross Area	3,651 sqft
1st Floor Area	2,787 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	14,490 sqft (0.333 acres)
Garage Type	Attached
Garage Area	864 sqft
Porch	Finished/Open Porch
Porch Area	649 sqft
Boat House	338 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2043 CASTLE POINT CT
City	FLEMING ISLAND
State	FL
Zip	32003-6003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 22 ROMEO POINT AS REC OR 3934 PG 1728 & 4859 PG 547
Legal Range	26E
Legal Township	04S
Legal Section	43
Legal Subdivision	ROMEO POINT
Legal Lot Number	22
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3000
Census Tract	30705

Owner

2043 Castle Point Ct is owned and occupied by two individuals who acquired it in August 2024.

Source: Clay County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2043 CASTLE POINT CT, FLEMING ISLAND, FL 32003-6003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK
Jul 6, 2018	Loan Modification, Mortgage · Conventional Mortgage SYNOVUS BK
Jan 13, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2017 · Amount on File
Deed Sale	Jan 13, 2017 · Amount on File
Prior Sale	Feb 7, 2012 · Amount on File
Deed Document Number	20172169
Deed Book / Page	3934 / 1728
Last Transfer Date	Aug 23, 2024
Transfer Doc	0048590547
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2043 CASTLE POINT CT, FLEMING ISLAND, FL 32003-6003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040030732
Date	Aug 16, 2017
Book Page	4003/0732
Instrument	2017041872

Lender

Name	SYNOVUS BANK
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	373 Months
Due	Sep 1, 2048

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY FL
Property Address	2043 CASTLE POINT CT, FLEMING ISLAND, FL 32003-6003
Document Number	0041051476
Instrument Date	Jul 6, 2018
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2043 CASTLE POINT CT FLEMING ISLAND FL 320036003, FLEMING ISLAND, FL 32003-6003

Mortgage

Document Number	0041051476
Date	Jul 20, 2018
Book Page	004105/001476
Instrument	37801

Lender

Name	SYNOVUS BK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2048

Interest

Rate Type	Fixed Rate
Rate	3.87%

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jan 13, 2017
Property Address	2043 CASTLE POINT CT, FLEMING ISLAND, FL 32003-6003
Document Number	0039341728
Book / Page	003934 / 001728
Instrument Date	Jan 13, 2017
Instrument	2169
Transaction Type	Transfer
Record Updated	May 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,533.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2850 BIRCHWOOD DR ORANGE PARK FL 320736504, ORANGE PARK, FL 32073-6504

Tax Assessment & Valuation

The 2025 property tax bill for 2043 Castle Point Ct was $5,795, up 4.7% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,795.00 (+4.74%)	$425,141	$731,056 Land $225,000 Building $506,056
2024	$5,533.00 (-2.9%)
2023	$5,698.00 (+3.83%) Homeowner's exemption Widower's exemption	$398,390 (+3%)	$705,823 (+5.01%) Land $225,000 Building $480,823
2022	$5,488.00 Homeowner's exemption Widower's exemption	$386,787	$672,173 Land $225,000 Building $447,173

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2043 Castle Point Ct in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 180 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	180 in force
Nearby Flood Claims	36 (2012–2022)
Claims Outside the SFHA	5 of 36
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 3 claims Hurricane Irma, Sep 2017 · 30 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2043 Castle Point Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber.

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