2043 54th St, San Diego, CA 92105 Property Records

San Diego County property record for 2043 54th St, San Diego, CA 92105

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 888 sqft · built 1950
Lot Size	0.158 acres (6,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$665,000 (May 2022)
Tax Bill	$9,389 (2025)
Deeds & Mortgages	May 2022 Re-recorded Document May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`542-071-01-00`

Property Details

APN / Parcel Number

Primary APN	`542-071-01-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	888 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	6,900 sqft (0.158 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	2043 54TH ST
City	SAN DIEGO
State	CA
Zip	92105-5407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-7
Legal Description	LOT 128 TR 002621
Legal Subdivision	WESTWOOD HILLS ANNEX
Legal Tract	002621
Legal Block	2
Legal Lot Number	128
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2014
Census Tract	2712

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2043 54TH ST, SAN DIEGO, CA 92105-5407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Re-recorded Document WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO
May 13, 2022	Grant Deed, Transfer · Conventional Mortgage MISSION FCU
Oct 2, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 2, 2020	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2022 · Amount on Record
Deed Sale	May 13, 2022 · Amount on Record
Deed Document Number	2022207906
Prior Transfer Date	Apr 4, 1997
Prior Transfer Doc	0000156296
Record Updated	Oct 29, 2026

May 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	SAN DIEGO CA
Recording Date	May 13, 2022
Property Address	2043 54TH ST, SAN DIEGO, CA 92105-5407
Document Number	0000207905
Map Reference	MAP 2621
Instrument Date	May 4, 2022
Instrument	2022-0207905
Record Updated	May 20, 2022
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 BERGAMO, LAGUNA NIGUEL, CA 92677-8636

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 13, 2022
Property Address	2043 54TH ST, SAN DIEGO, CA 92105-5407
Document Number	0000207906
Map Reference	MAP 2621
Instrument Date	May 2, 2022
Instrument	2022-0207906
Transaction Type	Transfer
Record Updated	May 20, 2022
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2043 54TH ST, SAN DIEGO, CA 92105-5407

Mortgage

Document Number	0000207907
Date	May 13, 2022
Instrument	2022-0207907

Lender

Name	MISSION FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jun 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	7.75%

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 2, 2020
Property Address	2043 54TH ST, SAN DIEGO, CA 92105-5407
Document Number	0000594733
Instrument Date	Sep 21, 2020
Instrument	594733
Transaction Type	Transfer
Record Updated	Oct 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10 BERGAMO LAGUNA NIGUEL CA 926778636, LAGUNA NIGUEL, CA 92677-8636

October 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 2, 2020
Property Address	2043 54TH ST, SAN DIEGO, CA 92105-5407
Document Number	0000594732
Instrument Date	Sep 21, 2020
Instrument	594732
Transaction Type	Transfer
Record Updated	Oct 12, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 BERGAMO LAGUNA NIGUEL CA 926778636, LAGUNA NIGUEL, CA 92677-8636

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$719,810 (+2%) Land $263,664 Building $456,146
2025	$9,389.00 (+24.28%)	$705,697 (+14.93%) Land $258,495 Building $447,202
2023	$7,555.00 (+497.71%)	$614,000 Land $224,000 Building $390,000
2022	$1,264.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 727 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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