20427 Co Rd 3, Wiggins, CO 80654 Property Records

Morgan County property record for 20427 Co Rd 3, Wiggins, CO 80654

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,375 sqft · built 2010
Lot Size	6.47 acres (281,964 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Mar 2023)
Tax Bill	$2,617 (2025)
Deeds & Mortgages	Mar 2023 Sale May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1045-210-00-002`

Property Details

APN / Parcel Number

Primary APN	`1045-210-00-002`
Alternative APN	`R018680`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,375 sqft Total Area
1st Floor Area	2,375 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	281,964 sqft (6.47 acres)
Patio Area	176 sqft
Pole Barn	2,400 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20427 COUNTY ROAD 3
City	WIGGINS
State	CO
Zip	80654-9509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 21 T 4 R 60 PARC NE14SE14 B1084 P277
Legal Range	60
Legal Township	04
Legal Section	21
Jurisdiction	MORGAN CO
Township / Civil Division	WIGGINS
Census Block Group	3
Census Block	3014
Census Tract	200

Owner

20427 Co Rd 3 is owned by an individual who bought it in March 2023.

Source: Morgan County records, as of March 31, 2026

Owner of Record	Individual Name on File
Mailing Address	19931 COUNTY ROAD 3, WIGGINS, CO 80654-9501
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Warranty Deed, Transfer EQUITY TITLE OF NEVADA, EQUITY TITLE OF COLORADO
May 23, 2017	Reverse Mortgage, Transfer · FHA Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2023 · Amount on File
Deed Sale	Mar 31, 2023 · Amount on File
Deed Document Number	2023945628
Prior Transfer Date	May 5, 2017
Prior Transfer Doc	0000905699
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Mar 31, 2023
Property Address	20427 COUNTY ROAD 3, WIGGINS, CO 80654-9509
Document Number	0000945628
Instrument Date	Mar 31, 2023
Instrument	945628
Transaction Type	Transfer
Record Updated	Apr 14, 2023
Title Company	EQUITY TITLE OF NEVADA, EQUITY TITLE OF COLORADO

Transaction

Amount	Amount on Record
Tax	$25.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	19931 COUNTY ROAD 3, WIGGINS, CO 80654-9501

May 2017: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	MORGAN CO
Recording Date	May 23, 2017
Property Address	20427 COUNTY ROAD 3, WIGGINS, CO 80654-9509
Document Number	0000905699
Instrument Date	May 4, 2017
Instrument	905699
Transaction Type	Transfer
Record Updated	Jun 27, 2017

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20427 COUNTY ROAD 3 WIGGINS CO 806549509, WIGGINS, CO 80654-9509

Mortgage

Document Number	905700
Date	May 23, 2017
Instrument	905700

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	852 Months
Due	May 22, 2088

Interest

Rate Type	Adjustable Rate
Rate	4.52%

Mortgage

Document Number	905701,
Date	May 23, 2017
Instrument	905701

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	852 Months
Due	May 22, 2088

Interest

Rate Type	Adjustable Rate
Rate	4.52%

Tax Assessment & Valuation

The 2025 property tax bill for 20427 Co Rd 3 was $2,617, up 4% from the year before.

Source: Morgan County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Morgan County
Unified School District	Wiggins School District RE-50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,617.00 (+4.01%)	$31,940 (-2.2%) Land $6,460 Building $25,480	$510,970 (+4.83%) Land $103,320 Building $407,650
2024	$2,516.00 (+26.37%)	$32,660 (-10.15%) Land $6,070 Building $26,590	$487,440 (-10.14%) Land $90,620 Building $396,820
2023	$1,991.00	$36,350 Land $6,760 Building $29,590	$542,440 Land $100,840 Building $441,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20427 Co Rd 3 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20427 Co Rd 3 is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 64% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wiggins Telephone Association Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 3

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures