Lee County property record for 20426 Pebble Glen Dr, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.18 acres (7,830 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $820,100 (May 2024) |
| Tax Bill | $9,758 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Mar 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-46-27-L3-0300E.5850 |
| Primary APN | 30-46-27-L3-0300E.5850 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 7,830 sqft (0.18 acres) |
| View / Lot | Lake |
| Account Number | 10604427 |
|---|---|
| Street Address | 20426 PEBBLE GLEN DR |
| City | ESTERO |
| State | FL |
| Zip | 33928-9678 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPD |
| Legal Description | VERDANA VILLAGE PHASE 1B BLOCK E LOT 585 A REPLAT OF TRACT F-2 AS DESC IN INST 2021000198492 |
| Legal Range | 27E |
| Legal Township | 46S |
| Legal Section | 30 |
| Legal Subdivision | VERDANA VILLAGE |
| Legal Phase | 1 |
| Legal Tract | F-2 |
| Legal Block | E |
| Legal Lot Number | 585 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 50312 |
Source: Lee County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20426 PEBBLE GLEN DR, ESTERO, FL 33928-9678 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC |
| Mar 31, 2025 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| May 15, 2024 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CHANGE LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2024 · Amount on Record |
| Deed Sale | May 15, 2024 · Amount on Record |
| Deed Document Number | 2024138492 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Sep 25, 2026 |
| Property Address | 20426 PEBBLE GLEN DR, ESTERO, FL 33928-9678 |
| Document Number | 0000250178 |
| Instrument Date | Sep 15, 2026 |
| Instrument | 2026250178 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 20426 PEBBLE GLEN DR, ESTERO, FL 33928-9678 |
| Document Number | 0000250178, |
|---|---|
| Date | Sep 25, 2026 |
| Instrument | 2026250178 |
| Name | CHANGE LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 20426 PEBBLE GLEN DR, ESTERO, FL 33928-9678 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 20426 PEBBLE GLEN DR, ESTERO, FL 33928-9678 |
| Investor | Possibly a Property Investor |
| Document Number | 0000084076 |
|---|---|
| Date | Mar 31, 2025 |
| Instrument | 2025000084076 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 14, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | May 15, 2024 |
| Property Address | 20426 PEBBLE GLEN DR, ESTERO, FL 33928-9678 |
| Document Number | 0000138492 |
| Map Reference | DOC 2021000198492 |
| Instrument Date | Apr 10, 2024 |
| Instrument | 2024000138492 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 26, 2025 |
| Title Company | PGP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,740.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24311 WALDEN CENTER DR # DR300, DR300, BONITA SPRINGS, FL 34134-4937 |
| Name | Verified Name |
|---|---|
| Address | 20426 PEBBLE GLEN DR, ESTERO, FL 33928-9678 |
| Document Number | 0000138495 |
|---|---|
| Date | May 15, 2024 |
| Instrument | 2024000138495 |
| Name | CHANGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $589,306 (-5.76%) Land $94,117 Building $495,189 | $589,306 (-5.76%) Land $94,117 Building $495,189 | |
| 2025 | $9,758.00 (+257.57%) Homeowner's exemption | $625,339 (+626.33%) Land $104,226 Building $521,113 | $625,339 (+626.33%) Land $104,226 Building $521,113 |
| 2023 | $2,729.00 (+5.41%) | $86,096 (+25.11%) Land $86,096 | $86,096 (+25.11%) Land $86,096 |
| 2022 | $2,589.00 | $68,815 Land $68,815 | $68,815 Land $68,815 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 205 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 329 units insured incl. 124 condo units |
| Nearby Flood Claims | 42 (1981–2024) |
| Claims Outside the SFHA | 9 of 42 |
| Most Recent Claim | Aug 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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