20425 Lindos Ct, Gaithersburg (Montgomery Village), MD 20886 Property Records

Montgomery County property record for 20425 Lindos Ct, Gaithersburg, MD 20886

Property Summary

Property Type	Townhouse
Details	3 ba · 2,214 sqft · built 1988
Lot Size	0.037 acres (1,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Nov 2023)
Tax Bill	$4,828 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-02700186`

Property Details

APN / Parcel Number

Primary APN	`01-02700186`
Alternative APN	`02700186`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	2,214 sqft Living Area
1st Floor Area	738 sqft
Basement Area	400 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,600 sqft (0.037 acres)
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02700186
Street Address	20425 LINDOS CT
City	MONTGOMERY VILLAGE
State	MD
Zip	20886-4368
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	TMD
Legal Description	THE REACH M V
Legal Subdivision	THE REACH M
Legal Block	1
Legal Lot Number	222
Jurisdiction	MONTGOMERY MD
Township / Civil Division	1
Census Block Group	1
Census Block	1004
Census Tract	700104

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20425 LINDOS CT, MONTGOMERY VILLAGE, MD 20886-4368
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2023 · Amount on Record
Deed Sale	Nov 27, 2023 · Amount on Record
Prior Sale	Jan 22, 2013 · Amount on Record
Deed Book / Page	67566 / 425
Record Updated	Sep 20, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 27, 2023
Property Address	20425 LINDOS CT, GAITHERSBURG, MD 20886-4368
Document Number	0675660425
Book / Page	67566 / 425
Map Reference	MB 143 PL 16456
Instrument Date	Nov 13, 2023
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	PINNACLE SETTLEMENT SERVICES, PINNACLE SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20425 LINDOS CT, MONTGOMERY VILLAGE, MD 20886-4368

Mortgage

Document Number	0067566432
Date	Nov 27, 2023
Instrument	67566/432

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$403,200 (+5.68%) Land $150,000 Building $253,200	$403,200 (-) Land $150,000 Building $253,200
2025	$4,828.00 (+44.51%)	$381,533 (+12.81%)	$403,200 (+19.22%) Land $150,000 Building $253,200
2023		$338,200 Land $150,000 Building $188,200	$338,200 Land $150,000 Building $188,200
2022	$3,341.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 901 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T.

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