Lee County property record for 20425 Fair Oak Ln, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · built 2024 |
| Lot Size | 0.145 acres (6,334 sqft) |
| Owner | Individual Name on File |
| Last Sale | $917,000 (Aug 2024) |
| Tax Bill | $10,064 (2025) |
| Deeds & Mortgages | Aug 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-46-26-E3-08000.2630 |
| Primary APN | 30-46-26-E3-08000.2630 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 6,334 sqft (0.145 acres) |
| Porch | Porch |
| Porch Area | 228 sqft |
| Account Number | 10620285 |
|---|---|
| Street Address | 20425 FAIR OAK LN |
| City | ESTERO |
| State | FL |
| Zip | 33928-4071 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | RIVERCREEK PHASE TWO LOT 263 AS DESC IN INST# 2023000122423 |
| Legal Subdivision | RIVERCREEKPHASE |
| Legal Block | 1 |
| Legal Lot Number | 263 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 50311 |
20425 Fair Oak Ln is owned and occupied by an individual who bought it in August 2024.
Source: Lee County records, as of October 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20425 FAIR OAK LN, ESTERO, FL 33928-4071 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2024 · Amount on File |
| Deed Sale | Aug 14, 2024 · Amount on File |
| Deed Document Number | 2024228193 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Aug 14, 2024 |
| Property Address | 20425 FAIR OAK LN, ESTERO, FL 33928-4071 |
| Document Number | 0000228193 |
| Map Reference | DOC 2023000122423 |
| Instrument Date | Aug 13, 2024 |
| Instrument | 2024000228193 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 26, 2025 |
| Title Company | NOVA TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $6,419.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1600 SAWGRASS CORPORATE PKWY STE 400, 400, SUNRISE, FL 33323-2890 |
| Name | Verified Name |
|---|---|
| Address | 20425 FAIR OAK LN, ESTERO, FL 33928-4071 |
The 2025 property tax bill for 20425 Fair Oak Ln was $10,064.
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $651,551 (+2.7%) | $689,156 (-4.07%) Land $74,742 Building $614,414 | |
| 2025 | $10,064.00 Homeowner's exemption | $634,422 | $718,389 Land $79,135 Building $639,254 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20425 Fair Oak Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 60 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 60 in force |
| Nearby Flood Claims | 2 (2017–2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20425 Fair Oak Ln is high, ranking above 82% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
May also be available: CenturyLink.
5G and 4G LTE (outdoors only)
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