Loudoun County property record for 20423 Bowfonds St, Ashburn, VA 20147
| Property Type | Townhouse |
|---|---|
| Details | 4 bd · 3.5 ba · 2,824 sqft · built 2005 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $790,000 (Oct 2025) |
| Tax Bill | $6,279 (2026) |
| Deeds & Mortgages | Feb 2021 Refinance Oct 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 153-30-9698-000 |
| Primary APN | 153-30-9698-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,824 sqft Living Area |
| 1st Floor Area | 944 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,920 sqft (0.09 acres) |
| Garage Type | Attached |
| Garage Area | 286 sqft |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 20423 BOWFONDS ST |
|---|---|
| City | ASHBURN |
| State | VA |
| Zip | 20147-7459 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PDH3 |
| Legal Description | BELMONT GREENE PH.6 LOT 326 200506300071173 200306030066059P |
| Legal Subdivision | BELMONT GREENE PH.6 |
| Legal Phase | 6 |
| Legal Block | 1 |
| Legal Lot Number | 326 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ASHBURN |
| Census Block Group | 1 |
| Census Block | 1103 |
| Census Tract | 611004 |
Source: Loudoun County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20423 BOWFONDS ST, ASHBURN, VA 20147-7459 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS BANK & TRUST |
| Oct 16, 2025 | Deed, Transfer · Conventional Mortgage SAGE HOME LOANS CORP |
| Aug 21, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF CLARKE CNTY |
| Sep 9, 2017 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2025 · Amount on Record |
| Deed Sale | Oct 16, 2025 · Amount on Record |
| Prior Sale | Aug 2, 2024 · Amount on Record |
| Deed Document Number | 202550290 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20423 BOWFONDS ST, ASHBURN, VA 20147-7459 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000023042 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 202102250023042 |
| Name | FARMERS BANK & TRUST |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.63% |
| Document Type | Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Oct 16, 2025 |
| Property Address | 20423 BOWFONDS ST, ASHBURN, VA 20147-7459 |
| Document Number | 0000050290 |
| Map Reference | DOC 20030603-0066058 |
| Instrument Date | Oct 15, 2025 |
| Instrument | 20251016-0050290 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Title Company | CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $790.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20423 BOWFONDS ST, ASHBURN, VA 20147-7459 |
| Investor | Possibly a Property Investor |
| Document Number | 0000050291 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | 20251016-0050291 |
| Name | SAGE HOME LOANS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20423 BOWFONDS ST, ASHBURN, VA 20147-7459 |
| Document Number | 20200831075987 |
| Instrument Date | Aug 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20423 BOWFONDS ST ASHBURN VA 201477459, ASHBURN, VA 20147-7459 |
| Document Number | 20200831075987 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 75987 |
| Name | BANK OF CLARKE CNTY |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 30, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20423 BOWFONDS ST, ASHBURN, VA 20147-7459 |
| Document Number | 20171006062931 |
| Instrument Date | Sep 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 20171006062931 |
|---|---|
| Date | Oct 6, 2017 |
| Instrument | 62931 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,279.00 (+9.2%) | $780,040 (+9.2%) Land $198,500 Building $581,540 | $780,040 (+9.2%) Land $198,500 Building $581,540 |
| 2025 | $5,750.00 (-1.93%) | $714,300 (+6.6%) Land $198,500 Building $515,800 | $714,300 (+6.6%) Land $198,500 Building $515,800 |
| 2023 | $5,863.00 | $670,100 Land $188,500 Building $481,600 | $670,100 Land $188,500 Building $481,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
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