2042 Rustic Ln, Winterset, IA 50273 Property Records

Madison County property record for 2042 Rustic Ln, Winterset, IA 50273

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,369 sqft · built 2000
Lot Size	68.4 acres (2,983,424 sqft)
Owner	Individual Name on Record
Last Sale	$529,500 (Apr 2018)
Tax Bill	$4,432 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`400072500010000`

Property Details

APN / Parcel Number

Primary APN	`400072500010000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,369 sqft Living Area
1st Floor Area	944 sqft
Attic	Attic
Attic Area	425 sqft
Basement Area	944 sqft
Finished Basement	280 sqft
Unfinished Basement	664 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,983,424 sqft (68.4 acres)
Garage Type	Detached
Garage Area	1,104 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Open Porch
Deck Area	160 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2042 RUSTIC LN
City	WINTERSET
State	IA
Zip	50273-8149
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PARCEL C & D E 1/2 SEC 25 68.49A
Legal Range	27W
Legal Township	76N
Legal Section	25
Jurisdiction	MADISON IA
Township / Civil Division	UNION
Census Block Group	2
Census Block	2057
Census Tract	60102

Owner

Source: Madison County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2042 RUSTIC LN, WINTERSET, IA 50273-8149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
Apr 13, 2018	Deed of Trust, Mortgage WELLS FARGO BANK NA
Apr 13, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2018 · Amount on Record
Deed Sale	Apr 13, 2018 · Amount on Record
Deed Document Number	20181152
Deed Book / Page	2018 / 1152
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	2042 RUSTIC LN, WINTERSET, IA 50273-8149
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/4995
Date	Dec 29, 2020
Book Page	2020/4995
Instrument	2020 4995

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Jan 1, 2041

Interest

Rate Type	Fixed Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	2042 RUSTIC LN, WINTERSET, IA 50273-8149
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000001153
Date	Apr 13, 2018
Book Page	0000002018/0000001153
Instrument	000000001153

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Apr 13, 2018
Property Address	2042 RUSTIC LN, WINTERSET, IA 50273-8149
Document Number	02018/1152
Book / Page	2018 / 1152
Instrument Date	Apr 4, 2018
Instrument	000000001152
Transaction Type	Transfer
Record Updated	Oct 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	,, IA

Tax Assessment & Valuation

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Unified School District	Winterset Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,432.00 Homeowner's exemption	$338,500 (+11.68%) Land $72,500 Building $266,000	$338,500 (+11.68%) Land $72,500 Building $266,000
2024	$4,432.00 (+12.6%)
2023		$303,100 Land $57,200 Building $245,900	$303,100 Land $57,200 Building $245,900
2022	$3,936.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 78% of Iowa
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OmniTel-Interstate Cablevision Fiber	8,000 / 8,000

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