2042 Plato Ct, Simi Valley, CA 93065 Property Records

Ventura County property record for 2042 Plato Ct, Simi Valley, CA 93065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,166 sqft · built 1963
Lot Size	0.156 acres (6,800 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,621 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone AO (high risk)
APN	`630-0-100-265`

Property Details

APN / Parcel Number

Primary APN	`630-0-100-265`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,166 sqft Living Area
Gross Area	1,725 sqft
1st Floor Area	725 sqft
2nd Floor Area	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	6,800 sqft (0.156 acres)
Lot Dimensions	85 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	210 sqft
Carport	Carport
Carport Area	210 sqft
Parking Spaces	1 Parking Space
Pool Area	646 sqft

Location & Zoning

Street Address	2042 PLATO CT
City	SIMI VALLEY
State	CA
Zip	93065-1765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-3
Legal Description	TRACT: 141402 LOT: 305 REF: 036MR 062
Legal Subdivision	36M62
Legal Tract	141402
Legal Block	100
Legal Lot Number	305
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	1
Census Block	1061
Census Tract	7700

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2042 PLATO CT, SIMI VALLEY, CA 93065-1765
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Jan 15, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Feb 26, 2018	Deed of Trust, Mortgage · FHA Mortgage NATIONWIDE EQUITIES
Feb 26, 2018	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 23, 2025
Transfer Doc	0000028601
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2042 PLATO CT, SIMI VALLEY, CA 93065-1765
Document Number	0000008980
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2042 PLATO CT SIMI VALLEY CA 930651765, SIMI VALLEY, CA 93065-1765

Mortgage

Document Number	0000008980
Date	Jan 22, 2020
Instrument	8980

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.46%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2042 PLATO CT, SIMI VALLEY, CA 93065-1765
Document Number	0000008979
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2042 PLATO CT SIMI VALLEY CA 930651765, SIMI VALLEY, CA 93065-1765

Mortgage

Document Number	0000008979
Date	Jan 22, 2020
Instrument	8979

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.46%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2042 PLATO CT, SIMI VALLEY, CA 93065-1765
Document Number	0000027661
Instrument Date	Feb 26, 2018
Transaction Type	Mortgage
Record Updated	Mar 21, 2018
Title Company	SPL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2042 PLATO CT SIMI VALLEY CA 930651765, SIMI VALLEY, CA 93065-1765

Mortgage

Document Number	0000027661
Date	Mar 9, 2018
Instrument	27661

Lender

Name	NATIONWIDE EQUITIES
Type	Funding / Finance Company
Address	MAHWAH, NJ 07495

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.39%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2042 PLATO CT, SIMI VALLEY, CA 93065-1765
Document Number	0000027662
Instrument Date	Feb 26, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	SPL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2042 PLATO CT SIMI VALLEY CA 930651765, SIMI VALLEY, CA 93065-1765

Mortgage

Document Number	0000027662
Date	Mar 9, 2018
Instrument	27662

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Simi Valley City
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$86,190 (+2%) Land $19,965 Building $66,225
2025	$1,621.00 (+1.31%)	$84,500 (+4.04%) Land $19,573 Building $64,927
2024	$1,600.00 (+6.74%)
2023	$1,499.00 (+3.02%) Homeowner's exemption	$81,220 Land $18,814 Building $62,406
2022	$1,455.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	6 (1998–2021)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jan 2021 · tidal / storm surge
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WWD NO. 8 - SIMI VALLEY serves 94,736 people · EPA ID CA5610023
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Rocket Broadband Fixed Wireless	450 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GigabitNow, T-Mobile.

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