El Dorado County property record for 2042 Pepper Boy Ct, Cool, CA 95614
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,620 sqft · built 1977 |
| Lot Size | 1.16 acres (50,529 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $3,481 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 073-181-006-000 |
| Primary APN | 073-181-006-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Construction Type | Wood |
| Lot Area | 50,529 sqft (1.16 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,620 sqft |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Old Parcel Number | 0731810610 |
|---|---|
| Street Address | 2042 PEPPER BOY CT |
| City | COOL |
| State | CA |
| Zip | 95614-2429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 1027 AUBURN LK TRLS 5 |
| Legal Subdivision | AUBURN LK TRLS 5 |
| Legal Lot Number | 1027 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | NORTH EL DORADO |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 30601 |
Source: El Dorado County records · APN 073-181-006-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 2042 PEPPER BOY CT, COOL, CA 95614-2429 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Aug 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC |
| Nov 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC |
| Last Sale | Oct 13, 2006 |
|---|---|
| Deed Sale | Oct 13, 2006 |
| Prior Sale | Oct 11, 2006 |
| Deed Document Number | 2006-0070009 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 2042 PEPPER BOY CT, COOL, CA 95614-2429 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 0000035835 |
|---|---|
| Date | Aug 24, 2017 |
| Instrument | 2017-0035835 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 2042 PEPPER BOY CT, COOL, CA 95614-2429 |
| Document Number | 0000049535 |
| Instrument Date | Nov 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2019 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2023 TICONDEROGA DR SAN MATEO CA 944024019, SAN MATEO, CA 94402-4019 |
| Document Number | 0000049535 |
|---|---|
| Date | Nov 19, 2019 |
| Instrument | 49535 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Address | FOUNTAIN VALLEY, CA 92708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 18, 2049 |
Source: El Dorado County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Unified School District | Black Oak Mine Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,481.00 (+3.6%) Homeowner's exemption | $322,000 (-) Land $97,000 Building $225,000 |
| 2023 | $3,360.00 (-0.44%) Homeowner's exemption | $322,000 Land $97,000 Building $225,000 |
| 2022 | $3,375.00 |
Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), as of August 25, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Very High above 94% of the US · above 80% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 70 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System, water system CA0910013, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GEORGETOWN DIVIDE PUD serves 9,434 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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