Lorain County property record for 2042 N Ridge Rd, Elyria, OH 44035
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 3,000 sqft · built 1956 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | Company Name on Record |
| Last Sale | $90,000 (Jul 2023) |
| Tax Bill | $2,096 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00-109-109-001 |
| Primary APN | 03-00-109-109-001 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 3,000 sqft Total Area |
| Basement Area | 750 sqft |
| Year Built | Built 1956 |
|---|---|
| Lot Area | 10,454 sqft (0.239 acres) |
| Lot Dimensions | 119 ft deep x 90 ft wide |
| Street Address | 2042 N RIDGE RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-1242 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | CLEARVIEW 90 X 120.21 |
| Legal Subdivision | CLEARVIEW SUBDIVISION |
| Legal Block | 109 |
| Legal Lot Number | 23-25 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | SHEFFIELD |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 70200 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1822 S NANTUCKET DR, LORAIN, OH 44053-3231 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2023 · Amount on Record |
| Deed Sale | Jul 13, 2023 · Amount on Record |
| Prior Sale | Dec 14, 2010 · Amount on Record |
| Deed Document Number | 2023003597 |
| Record Updated | Jun 8, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 13, 2023 |
| Property Address | 2042 N RIDGE RD, ELYRIA, OH 44035-1242 |
| Document Number | 0000922130 |
| Instrument Date | Jul 12, 2023 |
| Instrument | 2023-0922130 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2741 NAVARRE AVE STE 402, 402, OREGON, OH 43616-3278 |
| Document Number | 0000922131 |
|---|---|
| Date | Jul 13, 2023 |
| Instrument | 2023-0922131 |
| Name | STEPHEN F SMITH ETAL |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Sheffield Township |
| Unified School District | Clearview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,096.00 | $36,140 (-0.01%) Land $9,170 Building $26,970 | $103,270 (-) Land $26,200 Building $77,070 |
| 2024 | $2,096.00 (-9.73%) | $36,145 (+5%) Land $9,170 Building $26,975 | $103,270 (+5%) Land $26,200 Building $77,070 |
| 2023 | $2,322.00 (-3.05%) | $34,423 (+0.01%) Land $9,170 Building $25,253 | $98,350 (-) Land $26,200 Building $72,150 |
| 2022 | $2,395.00 | $34,420 Land $9,170 Building $25,250 | |
| 2021 | $98,350 Land $26,200 Building $72,150 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Breezeline, Brightspeed.
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