2042 Fire Mountain Dr, Oceanside, CA 92054 Property Records

San Diego County property record for 2042 Fire Mountain Dr, Oceanside, CA 92054

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,614 sqft · built 1975
Lot Size0.241 acres (10,500 sqft)
OwnerCompany Name on File
Tax Bill$1,709 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN151-200-46-00

Property Details

APN / Parcel Number

Primary APN151-200-46-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,614 sqft Living Area

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Lot Area10,500 sqft (0.241 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2042 FIRE MOUNTAIN DR
CityOCEANSIDE
StateCA
Zip92054-6111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B
Legal DescriptionLOT 26 TR 007782
Legal SubdivisionFIRE MOUNTAIN ESTATES
Legal Tract007782
Legal Block3
Legal Lot Number26
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3008
Census Tract18504

Owner

2042 Fire Mountain Dr is owned by a company that acquired it in October 2016.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address2042 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6111
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Dec 14, 2017Deed of Trust, Mortgage · Conventional Mortgage
POINT LOMA CU

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 31, 2016
Transfer Doc0000632535
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2042 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6111
Transaction TypeMortgage
Record UpdatedMar 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2992 RANCH HOUSE RD, BULLHEAD CITY, AZ 86442-8419

Mortgage

Document Number0000139832
DateFeb 23, 2021
Instrument2021-0139832
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term121 Months
DueMar 1, 2031

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2042 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6111
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000585526
DateDec 14, 2017
Instrument2017-0585526
Lender
NamePOINT LOMA CU
TypeCredit Union
AddressSAN DIEGO, CA 92123
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term144 Months
DueDec 15, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 2042 Fire Mountain Dr was $1,709.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$151,227 (+2%) Land $32,488 Building $118,739
2025$1,709.00$148,262 Land $31,851 Building $116,411
2023$1,624.00 (+1.5%)$142,507 Land $30,615 Building $111,892
2022$1,600.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2042 Fire Mountain Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1978–1998)
Claims Outside the SFHA1 of 4
Most Recent ClaimMay 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2042 Fire Mountain Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemArviso - Mobile Home Park
private · serves 70 people · EPA ID 090605121
Water SourceGroundwater
Last State InspectionFeb 2026
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Dec 2019
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks.

Nearby Properties on Fire Mountain Dr

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