Montrose County property record for 2042 Constitution Loop, Montrose, CO 81401
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,407 sqft · built 2019 |
| Lot Size | 0.732 acres (31,867 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $840,000 (Jun 2026) |
| Tax Bill | $3,588 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3767-364-14-001 |
| Primary APN | 3767-364-14-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,407 sqft Heated Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 31,867 sqft (0.732 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | R0018456 |
|---|---|
| Street Address | 2042 CONSTITUTION LOOP |
| City | MONTROSE |
| State | CO |
| Zip | 81401-8480 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD: AMERICAN VILLAGE SUBD THREE FILING NO 1 LOT: R-1 S: 36 T: 49 R: 9 |
| Legal Range | 09 |
| Legal Township | 49 |
| Legal Section | 36 |
| Legal Subdivision | AMERICAN VILLAGE SUBD |
| Jurisdiction | MONTROSE CO |
| Township / Civil Division | MONTROSE |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 966502 |
Source: Montrose County assessment roll, APN 3767-364-14-001, as of May 18, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2042 CONSTITUTION LOOP, MONTROSE, CO 81401-8480 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 01, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage TRUITY FEDERAL CREDIT UNION |
| Apr 27, 2020 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 01, 2026 · Amount on Record |
| Deed Sale | Jun 01, 2026 · Amount on Record |
| Prior Sale | Apr 27, 2020 · Amount on Record |
| Deed Document Number | 2026991571 |
| Prior Transfer Date | Apr 20, 2020 |
| Prior Transfer Doc | 0000920207 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTROSE CO |
| Recording Date | Jun 01, 2026 |
| Property Address | 2042 CONSTITUTION LOOP, MONTROSE, CO 81401-8480 |
| Document Number | 0000991571 |
| Instrument Date | May 29, 2026 |
| Instrument | 2026991571 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,484.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2042 CONSTITUTION LOOP, MONTROSE, CO 81401-8480 |
| Document Number | 0000991572, |
|---|---|
| Date | Jun 01, 2026 |
| Instrument | 2026991572 |
| Name | TRUITY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTROSE CO |
| Recording Date | Apr 27, 2020 |
| Property Address | 2042 CONSTITUTION LOOP, MONTROSE, CO 81401-8480 |
| Document Number | 0000920207 |
| Map Reference | DOC 730297 |
| Instrument Date | Apr 20, 2020 |
| Instrument | 920207 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $46.20 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2042 CONSTITUTION LOOP, MONTROSE, CO 81401-8480 |
| Document Number | 0000920208 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 920208 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
Source: Montrose County assessment roll as of May 18, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montrose County |
| Municipality | Montrose City |
| Unified School District | Montrose County School District RE-1J (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,588.00 (+13.58%) | $54,700 (+24.77%) | $775,770 (+18.57%) Land $110,000 Building $665,770 |
| 2024 | $3,159.00 (+4.6%) | $43,840 (-11.08%) Land $5,560 Building $38,280 | |
| 2023 | $3,020.00 | $49,300 Land $6,260 Building $43,040 | $654,290 Land $83,020 Building $571,270 |
Source: FEMA National Flood Hazard Layer, Montrose County (08085C), as of May 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080859665021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 68 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Delta Montrose Electric Association Fiber | 6,000 / 6,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System, water system CO0143518, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MONTROSE serves 19,305 people |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Jan 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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