2042 Cherokee Ln, Escondido, CA 92026 Property Records

San Diego County property record for 2042 Cherokee Ln, Escondido, CA 92026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,240 sqft · built 1999
Lot Size	0.331 acres (14,428 sqft)
Owner	Individual Name on File
Last Sale	$1,010,000 (Jun 2026)
Tax Bill	$11,200 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Feb 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`224-910-04-00`

Property Details

APN / Parcel Number

Primary APN	`224-910-04-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,240 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	14,428 sqft (0.331 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2042 CHEROKEE LN
City	ESCONDIDO
State	CA
Zip	92026-1700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	LOT 4 TR 009992
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	009992
Legal Block	1
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	20305

Owner

2042 Cherokee Ln is owned and occupied by an individual who bought it in June 2026.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	2042 CHEROKEE LN, ESCONDIDO, CA 92026-1700
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · Conventional Mortgage STONE BRIDGE MORTGAGE INC
Feb 22, 2021	Deed of Trust, Mortgage · VA Mortgage PERFORMANCE FINANCIAL INC
Jun 5, 2026	Grant Deed, Transfer · Conventional Mortgage MISSION FEDERAL CREDIT UNION
May 2, 2024	Grant Deed, Transfer · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jan 26, 2022	Intrafamily Transfer, Transfer
Jul 12, 2017	Quit Claim Deed, Transfer LAWYERS TITLE
Jul 12, 2017	Grant Deed, Transfer · VA Mortgage QUICKEN LNS
Apr 14, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2026 · Amount on File
Deed Sale	Jun 5, 2026 · Amount on File
Prior Sale	May 2, 2024 · Amount on File
Deed Document Number	2026162330
Prior Transfer Date	Jan 7, 2022
Prior Transfer Doc	0000038419
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2042 CHEROKEE LN, ESCONDIDO, CA 92026-1700
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	BEST TITLE COMPANY, ESSENT TITLE INSURANCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2042 CHEROKEE LN, ESCONDIDO, CA 92026-1700

Mortgage

Document Number	0000252098
Date	Sep 11, 2025
Instrument	2025-0252098

Lender

Name	STONE BRIDGE MORTGAGE INC
Type	Mortgage Company
Address	SOLANA BEACH, CA 92075

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2042 CHEROKEE LN, ESCONDIDO, CA 92026-1700
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2042 CHEROKEE LN, ESCONDIDO, CA 92026-1700
Investor	Possibly a Property Investor

Mortgage

Document Number	0000134599
Date	Feb 22, 2021
Instrument	2021-0134599

Lender

Name	PERFORMANCE FINANCIAL INC
Type	Mortgage Company
Address	VALENCIA, CA 91355

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 5, 2026
Property Address	2042 CHEROKEE LN, ESCONDIDO, CA 92026-1700
Document Number	0000162330
Instrument Date	Jun 5, 2026
Instrument	2026162330
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	LAWYERS LAND TITLE COMPANY, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$112,211.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2042 CHEROKEE LN, ESCONDIDO, CA 92026-1700
Investor	Possibly a Property Investor

Mortgage

Document Number	0000162331,
Date	Jun 5, 2026
Instrument	2026162331

Lender

Name	MISSION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 2, 2024
Property Address	2042 CHEROKEE LN, ESCONDIDO, CA 92026-1700
Document Number	0000111377
Map Reference	MAP 9992
Instrument Date	Apr 17, 2024
Instrument	2024-0111377
Transaction Type	Transfer
Record Updated	May 14, 2024
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2042 CHEROKEE LN, ESCONDIDO, CA 92026-1700

Mortgage

Document Number	0000111378
Date	May 2, 2024
Instrument	2024-0111378

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 26, 2022
Property Address	2042 CHEROKEE LN, ESCONDIDO, CA 92026-1700
Document Number	0000038419
Map Reference	MAP 9992
Instrument Date	Jan 7, 2022
Instrument	2022-0038419
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2042 CHEROKEE LN, ESCONDIDO, CA 92026-1700

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 12, 2017
Property Address	2042 CHEROKEE LN, ESCONDIDO, CA 92026-1700
Document Number	0000314620
Instrument Date	Jul 10, 2017
Instrument	314620
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2042 CHEROKEE LN ESCONDIDO CA 920261700, ESCONDIDO, CA 92026-1700

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 12, 2017
Property Address	2042 CHEROKEE LN, ESCONDIDO, CA 92026-1700
Document Number	0000314621
Instrument Date	Jun 19, 2017
Instrument	314621
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$621.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2042 CHEROKEE LN ESCONDIDO CA 920261700, ESCONDIDO, CA 92026-1700

Mortgage

Document Number	314622
Date	Jul 12, 2017
Instrument	314622

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2047

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 14, 2017
Property Address	2042 CHEROKEE LN, ESCONDIDO, CA 92026-1700
Document Number	0000169158
Instrument Date	Apr 5, 2017
Instrument	169158
Transaction Type	Foreclosure
Record Updated	Apr 20, 2017

Transaction

Amount	Amount on Record
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1590 S COAST HWY #16 LAGUNA BEACH CA 926513257, 16, LAGUNA BEACH, CA 92651-3257

Tax Assessment & Valuation

The 2025 property tax bill for 2042 Cherokee Ln was $11,200.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$998,782 (+2%) Land $510,017 Building $488,765
2025	$11,200.00	$979,199 Land $500,017 Building $479,182
2023	$7,052.00 (+1.07%)	$617,905 Land $315,526 Building $302,379
2022	$6,977.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2042 Cherokee Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2042 Cherokee Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINCON DEL DIABLO MWD (ID-1) serves 28,427 people · EPA ID CA3710018
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

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