2042 Alpha St, Commerce Township, MI 48382 Property Records

Oakland County property record for 2042 Alpha St, Commerce Township, MI 48382

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,814 sqft · built 1929
Lot Size	0.253 acres (11,021 sqft)
Owner	Trust Name on File
Last Sale	$185,000 (Aug 2000)
Tax Bill	$2,018 (2025)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`X-18-06-301-003`

Property Details

APN / Parcel Number

Primary APN	`X-18-06-301-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,814 sqft Living Area
1st Floor Area	927 sqft
Basement Area	224 sqft
Unfinished Basement	747 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	11,021 sqft (0.253 acres)
Lot Dimensions	190 ft deep x 58 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	458 sqft
Deck Area	76 sqft
Patio Area	421 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2042 ALPHA ST
City	COMMERCE TOWNSHIP
State	MI
Zip	48382-2305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T2N, R9E, SEC 6 PENINSULAR PARK SUB LOT 138
Legal Range	09E
Legal Township	02N
Legal Section	06
Legal Subdivision	PENINSULAR PARK SUB
Legal Lot Number	138
Jurisdiction	OAKLAND MI
Township / Civil Division	WEST BLOOMFIELD
Census Block Group	2
Census Block	2030
Census Tract	154100

Owner

2042 Alpha St is owner-occupied and held in a trust since August 2000.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Trust Name on File
Mailing Address	2042 ALPHA ST, COMMERCE TOWNSHIP, MI 48382-2305
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2000 · Amount on File
Deed Sale	Aug 9, 2000 · Amount on File
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	May 4, 2026
Property Address	2042 ALPHA ST, COMMERCE TOWNSHIP, MI 48382-2305
Document Number	0000059679
Book / Page	61161 / 212
Instrument Date	Apr 11, 2026
Instrument	202659679
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2042 ALPHA ST, COMMERCE TOWNSHIP, MI 48382-2305

Mortgage

Document Number	0000059679,
Date	May 4, 2026
Book Page	61161/212
Instrument	202659679

Lender

Name	AMERICAN FINANCIAL CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 2042 Alpha St was $2,018 with a homeowner's exemption, down 5% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	West Bloomfield Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,018.00 (-49.95%) Homeowner's exemption	$132,010 Land $42,550 Building $89,460	$264,020 Land $85,100 Building $178,920
2024	$4,032.00
2023			$222,160 Land $74,000 Building $148,160
2022	$2,984.00	$111,080 Land $37,000 Building $74,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2042 Alpha St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2042 Alpha St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE TOWNSHIP serves 19,811 people · EPA ID MI0001573
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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