2042 45th St, #20, Highland, IN 46322 Property Records

Lake County property record for 2042 45th St, #20, Highland, IN 46322

Property Summary

Property TypeRegional Shopping Center, Mall
Details17,050 sqft · built 1984
Lot Size1.52 acres (66,603 sqft)
OwnerCompany Name on File
Last Sale$9,982,500 (Jun 2021)
Tax Bill$48,876 (2024)
Deeds & MortgagesJun 2021 Mortgage
Jul 2018 Loan Modification
+ 1 more
Flood ZoneZone X (moderate risk)
APN007-16-27-0514-0002

Property Details

APN / Parcel Number

Primary APN007-16-27-0514-0002
Alternative APNs
  • 45-07-32-201-002.000-026
  • 162705140002

Interior

Units8 Units
Stories1 Story
Building Area17,050 sqft Gross Area
1st Floor Area12,570 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Block
Construction TypeFrame
Fire ResistanceWood or Wood & Steel Frame
Lot Area66,603 sqft (1.52 acres)
Canopy11,888 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2042 45TH ST, 20
CityHIGHLAND
StateIN
Zip46322-2388
Property CategoryCommercial
Property TypeCommercial > Retail > Regional Shopping Center, Mall
Legal DescriptionMARKS ADDITION LOT 2
Legal SubdivisionMARKS ADDITION
Legal Lot Number2
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group2
Census Block2002
Census Tract40502

Owner

2042 45th St, #20 is owned by a company that bought it in June 2021.

Source: Lake County records, as of July 21, 2026

Owner of RecordCompany Name on File
Mailing Address508 MAIN ST, WILMINGTON, DE 19804-3911
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2021Special Warranty Deed, Transfer · Commercial Mortgage
ARGENTIC REAL ESTATE FINANCE LLC
Jul 20, 2018Loan Modification, Mortgage · Line of Credit
PEOPLES BK
Oct 2, 2017Loan Modification, Mortgage
PEOPLES BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 24, 2021 · Amount on File
Deed SaleJun 24, 2021 · Amount on File
Deed Document Number2021515015
Record UpdatedSep 20, 2026

June 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLAKE IN
Recording DateJun 24, 2021
Property Address2042 45TH ST # 20, 20, HIGHLAND, IN 46322-2388
Document Number0000015015
Map ReferenceMB 57 PG 49
Instrument DateJun 17, 2021
Instrument2021-515015
Transaction TypeTransfer
Record UpdatedAug 8, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address508 MAIN ST, WILMINGTON, DE 19804-3911

Mortgage

Document Number0000015016
DateJun 24, 2021
Instrument2021-515016
Lender
NameARGENTIC REAL ESTATE FINANCE LLC
TypeMortgage Company
AddressAGAWAM, MA 1001
Agreement
TypeCommercial Mortgage
AmountAmount on Record

July 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLAKE IN
Recording DateJul 20, 2018
Property Address2042 45TH ST # 20, 20, HIGHLAND, IN 46322-2388
Instrument DateJun 26, 2018
Instrument46113
Transaction TypeMortgage
Record UpdatedAug 14, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8205 WICKER AVE ST JOHN IN 463738878, ST JOHN, IN 46373-8878

Mortgage

Document Number0000046113
DateJul 20, 2018
Instrument46113
Lender
NamePEOPLES BK
TypeBank
Address9204 COLUMBIA AVE, MUNSTER, IN 46321-3570
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueJul 19, 2019
Interest
Rate TypeAdjustable Rate

October 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLAKE IN
Recording DateOct 2, 2017
Property Address2042 45TH ST # 20, 20, HIGHLAND, IN 46322-2388
Instrument DateJun 13, 2017
Instrument66466
Transaction TypeMortgage
Record UpdatedAug 25, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2042 45TH ST HIGHLAND IN 463222388, HIGHLAND, IN 46322-2388

Mortgage

Document Number0000066466
DateOct 2, 2017
Instrument66466
Lender
NamePEOPLES BK
TypeBank
Address9204 COLUMBIA AVE, MUNSTER, IN 46321-3570
Agreement
AmountAmount on Record

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityHighland Town
Unified School DistrictHighland School Town (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,203,000 Land $408,700 Building $1,794,300$2,203,000 Land $408,700 Building $1,794,300
2024$48,876.00
2023$2,113,900 (+0.17%) Land $408,700 Building $1,705,200$2,113,900 (+0.17%) Land $408,700 Building $1,705,200
2022$43,276.00$2,110,300 Land $392,200 Building $1,718,100$2,110,300 Land $392,200 Building $1,718,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2042 45th St, #20 in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2042 45th St, #20 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHIGHLAND WATER WORKS
serves 23,984 people · EPA ID IN5245021
Water SourcePurchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State InspectionJan 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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