20419 Windsor Trace Ln, Richmond, TX 77407 Property Records

Fort Bend County property record for 20419 Windsor Trace Ln, Richmond, TX 77407

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,330 sqft · built 2005
Lot Size	0.182 acres (7,946 sqft)
Owner	Individual Name on File
Tax Bill	$5,694 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R326202`

Property Details

APN / Parcel Number

Primary APN	`R326202`
Alternative APN	`4792-01-002-0040-901`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,330 sqft Living Area
1st Floor Area	1,594 sqft
2nd Floor Area	736 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,946 sqft (0.182 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	15 sqft
Patio Area	95 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R326202
Street Address	20419 WINDSOR TRACE LN
City	RICHMOND
State	TX
Zip	77407-6486
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEMONT MEADOWS SEC 1, BLOCK 2, LOT 4
Legal Subdivision	LAKEMONT MEADOWS SEC 1
Legal Block	2
Legal Lot Number	4 50
Jurisdiction	FORT BEND TX
Township / Civil Division	SUGAR LAND
Census Block Group	2
Census Block	2002
Census Tract	672906

Owner

20419 Windsor Trace Ln is owned and occupied by an individual who acquired it in May 2019.

Source: Fort Bend County records, as of January 28, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	20419 WINDSOR TRACE LN, RICHMOND, TX 77407-6486
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Apr 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
May 28, 2019	Vendor's Lien, Transfer · Conventional Mortgage GLOBAL FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2019
Deed Sale	May 28, 2019
Prior Sale	Jul 19, 2013
Deed Document Number	2019055222
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	20419 WINDSOR TRACE LN, RICHMOND, TX 77407-6486
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051405
Date	Apr 13, 2022
Instrument	2022051405

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2037

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	20419 WINDSOR TRACE LN, RICHMOND, TX 77407-6486
Transaction Type	Mortgage
Record Updated	May 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046418
Date	Apr 4, 2022
Instrument	2022046418

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2037

May 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	May 28, 2019
Property Address	20419 WINDSOR TRACE LN, RICHMOND, TX 77407-6486
Document Number	0000055222
Map Reference	PL 20040228
Instrument Date	May 24, 2019
Instrument	2019055222
Transaction Type	Transfer
Record Updated	Jan 27, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20419 WINDSOR TRACE LN, RICHMOND, TX 77407-6486

Mortgage

Document Number	0000055223
Date	May 28, 2019
Instrument	2019055223

Lender

Name	GLOBAL FINANCIAL NETWORK INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 20419 Windsor Trace Ln was $5,694, down 51.4% from the year before.

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Lamar Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,694.00 (-51.42%)	$333,237 (-0.49%) Land $42,370 Building $290,867	$333,237 (-0.49%) Land $42,370 Building $290,867
2024	$11,720.00 (+93.05%)	$334,881 (-4.67%) Land $42,370 Building $292,511	$334,881 (-4.67%) Land $42,370 Building $292,511
2023	$6,071.00	$351,281 Land $32,592 Building $318,689	$351,281 Land $32,592 Building $318,689
2018	$1,869.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20419 Windsor Trace Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20419 Windsor Trace Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BEND COUNTY MUD 123 serves 4,143 people · EPA ID TX0790446
Water Source	Purchased surface water from FORT BEND COUNTY MUD 122
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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