20418 Pine Vista Dr, Bend, OR 97702 Property Records

Deschutes County property record for 20418 Pine Vista Dr, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,045 sqft · built 1978
Lot Size	2.29 acres (99,752 sqft)
Owner	2 Individual Names on Record
Last Sale	$193,900 (Aug 1997)
Tax Bill	$5,406 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit Jul 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`181221 C0 02500`

Property Details

APN / Parcel Number

Primary APN	`181221 C0 02500`
Alternative APNs	`R1003181221C002500` `110385`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,045 sqft Living Area
1st Floor Area	1,541 sqft
2nd Floor Area	504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Split Level
Foundation Type	Concrete
Roof Material	Wood Shingle
Lot Area	99,752 sqft (2.29 acres)
View / Lot	Good
Garage Type	Mixed
Garage Area	470 sqft
Deck Area	661 sqft

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	110385
Old Parcel Number	R1003181221C002500
Street Address	20418 PINE VISTA DR
City	BEND
State	OR
Zip	97702-9437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:11 BLK:1 SUBD:WOODSIDE RANCH PHASE V SEC/TWN/RNG/MER:SEC 21 TWN 18 RNG 12 MAP REF:181221-C0
Legal Range	12E
Legal Township	18S
Legal Section	21
Legal Quarter	SW
Legal Subdivision	WOODSIDE RANCH PHASE V
Legal Block	1
Legal Lot Number	11
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1654
Census Tract	100

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20418 PINE VISTA DR, BEND, OR 97702-9437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 27, 2017	Loan Modification, Mortgage · Conventional Mortgage BANK OF THE CASCADES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 1997 · Amount on Record
Deed Sale	Aug 6, 1997 · Amount on Record
Deed Document Number	9974840831
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20418 PINE VISTA DR, BEND, OR 97702-9437
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034311
Date	Sep 16, 2019
Instrument	2019-34311

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 21, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DESCHUTES OR
Property Address	20418 PINE VISTA DR, BEND, OR 97702-9437
Document Number	0000031793
Instrument Date	Jul 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20418 PINE VISTA DR BEND OR 977029437, BEND, OR 97702-9437

Mortgage

Document Number	0000031793
Date	Aug 11, 2017
Instrument	31793

Lender

Name	BANK OF THE CASCADES
Type	Bank
Address	BEND, OR 97703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2047

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,406.00 (+4.46%)	$356,480 (+3%)	$1,032,410 (+4.43%) Land $696,850 Building $335,560
2024	$5,175.00 (+6.2%)	$346,100 (+3%)	$988,640 (-2.76%) Land $696,850 Building $291,790
2023	$4,873.00	$336,020	$1,016,740 Land $724,950 Building $291,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Oregon
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200

Cell Coverage

5G (outdoors only) and 4G LTE

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