Harris County property record for 20418 Laurel Lock Dr, Katy, TX 77450
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,761 sqft · built 1980 |
| Lot Size | 0.178 acres (7,740 sqft) |
| Owner | Individual Name on File |
| Last Sale | $438,900 (Jan 2024) |
| Tax Bill | $7,509 (2025) |
| Deeds & Mortgages | Mar 2023 Sale Jan 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 109-378-000-0011 |
| Primary APN | 109-378-000-0011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,761 sqft Living Area |
| Gross Area | 2,981 sqft |
| 1st Floor Area | 1,696 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 7,740 sqft (0.178 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 80 sqft |
| Patio Area | 299 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1093780000011 |
|---|---|
| Street Address | 20418 LAUREL LOCK DR |
| City | KATY |
| State | TX |
| Zip | 77450-4332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 11 BLK 10 NOTTINGHAM COUNTRY SEC 4 |
| Legal Subdivision | NOTTINGHAM COUNTRY SEC 4 |
| Legal Block | 10 |
| Legal Lot Number | 11 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 454700 |
Source: Harris County records · APN 109-378-000-0011
Assessment roll updated May 26, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20418 LAUREL LOCK DR, KATY, TX 77450-4332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2023 | Warranty Deed, Transfer |
| Jan 17, 2024 | Vendor's Lien, Transfer · Conventional Mortgage USAA FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 17, 2024 · Amount on Record |
| Deed Sale | Jan 17, 2024 · Amount on Record |
| Prior Sale | Mar 10, 2023 |
| Deed Document Number | 202417096 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Mar 10, 2023 |
| Property Address | 20418 LAUREL LOCK DR, KATY, TX 77450-4332 |
| Document Number | 0000084483 |
| Map Reference | VOL 234 PG 62 |
| Instrument Date | Mar 07, 2023 |
| Instrument | 2023-084483 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20418 LAUREL LOCK DR, KATY, TX 77450-4332 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jan 17, 2024 |
| Property Address | 20418 LAUREL LOCK DR, KATY, TX 77450-4332 |
| Document Number | 0000017096 |
| Map Reference | VOL 234 PG 62 |
| Instrument Date | Jan 12, 2023 |
| Instrument | 2024-017096 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2024 |
| Title Company | FRONTIER TITLE COMPANY-WH LLC, FRONTIER TITLE CO WH LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20418 LAUREL LOCK DR, KATY, TX 77450-4332 |
| Document Number | 0000017097 |
|---|---|
| Date | Jan 17, 2024 |
| Instrument | 2024-017097 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Katy Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,509.00 (+10.92%) Homeowner's exemption | $453,430 (+11.31%) Land $98,406 Building $355,024 | $453,430 (+11.31%) Land $98,406 Building $355,024 |
| 2024 | $6,770.00 (+15.37%) | ||
| 2023 | $407,350 Land $62,558 Building $344,792 | $407,350 Land $62,558 Building $344,792 | |
| 2022 | $5,868.00 (+2.12%) | ||
| 2020 | $5,746.00 |
Source: FEMA National Flood Hazard Layer, Harris County (48201C), as of May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482014547002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 147 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 147 in force |
| Nearby Flood Claims | 92 (1981–2024) |
| Claims Outside the SFHA | 88 of 92 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 641 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system TX1010379, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MASON CREEK UTILITY DISTRICT serves 8,900 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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