Loudoun County property record for 20418 Cliftons Point St, Sterling, VA 20165
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,815 sqft · built 1999 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $800,000 (Nov 2017) |
| Tax Bill | $9,628 (2026) |
| Deeds & Mortgages | Sep 2026 Sale Aug 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-48-0748-000 |
| Primary APN | 006-48-0748-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,815 sqft Living Area |
| 1st Floor Area | 1,244 sqft |
| Basement Area | 1,197 sqft |
| Finished Basement | 1,197 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Attached |
| Garage Area | 691 sqft |
| Pool Area | 600 sqft |
| Deck Area | Deck Area |
| Patio Area | 908 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 20418 CLIFTONS POINT ST |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20165-3105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDH4 |
| Legal Description | SOUTH BANK SEC.1 LOT 8 201109230058430 Q/C 200712030083925 200606230055030,1756--281 |
| Legal Subdivision | SOUTH BANK |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 611208 |
20418 Cliftons Point St is owned by a company that bought it in November 2017.
Source: Loudoun County records, as of September 18, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 20418 CLIFTONS POINT ST, STERLING, VA 20165-3105 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 4, 2026 | Deed, Transfer CHICAGO TITLE W, CHICAGO TITLE |
| Aug 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE GROUP |
| Mar 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ARC HM LLC |
| Dec 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Nov 9, 2017 | Warranty Deed, Transfer · Conventional Mortgage WBI MORTGAGE LLC |
| Mar 6, 2017 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2017 · Amount on File |
| Deed Sale | Nov 9, 2017 · Amount on File |
| Prior Sale | Aug 22, 2012 · Amount on File |
| Deed Document Number | 201770222 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Sep 4, 2026 |
| Property Address | 20418 CLIFTONS POINT ST, STERLING, VA 20165-3105 |
| Document Number | 0000046456 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 202646456 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 20418 CLIFTONS POINT ST, STERLING, VA 20165-3105 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20418 CLIFTONS POINT ST, STERLING, VA 20165-3105 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000088823 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 202108200088823 |
| Name | COMMUNITY MORTGAGE GROUP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.38% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20418 CLIFTONS POINT ST, STERLING, VA 20165-3105 |
| Document Number | 20200402023139 |
| Instrument Date | Mar 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20418 CLIFTONS POINT ST STERLING VA 201653105, STERLING, VA 20165-3105 |
| Document Number | 20200402023139 |
|---|---|
| Date | Apr 2, 2020 |
| Instrument | 23139 |
| Name | ARC HM LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20418 CLIFTONS POINT ST, STERLING, VA 20165-3105 |
| Document Number | 20191226080712 |
| Instrument Date | Dec 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20418 CLIFTONS POINT ST STERLING VA 201653105, STERLING, VA 20165-3105 |
| Document Number | 20191226080712 |
|---|---|
| Date | Dec 26, 2019 |
| Instrument | 80712 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 25, 2034 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.13% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Nov 9, 2017 |
| Property Address | 20418 CLIFTONS POINT ST, STERLING, VA 20165-3105 |
| Document Number | 20171109070222 |
| Instrument Date | Nov 8, 2017 |
| Instrument | 70222 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $800.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20418 CLIFTONS POINT ST STERLING VA 201653105, STERLING, VA 20165-3105 |
| Document Number | 20171109070223 |
|---|---|
| Date | Nov 9, 2017 |
| Instrument | 70223 |
| Name | WBI MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 8, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20418 CLIFTONS POINT ST, STERLING, VA 20165-3105 |
| Document Number | 20170504026964 |
| Instrument Date | Mar 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2017 |
| Name | Verified Name |
|---|---|
| Address | 20418 CLIFTONS POINT ST STERLING VA 201653105, STERLING, VA 20165-3105 |
| Document Number | 20170504026964 |
|---|---|
| Date | May 4, 2017 |
| Instrument | 26964 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 20418 Cliftons Point St was $9,628.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,628.00 | $1,196,070 Land $282,500 Building $913,570 | $1,196,070 Land $282,500 Building $913,570 |
| 2023 | $8,666.00 | $990,420 Land $282,500 Building $707,920 | $990,420 Land $282,500 Building $707,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20418 Cliftons Point St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2008–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20418 Cliftons Point St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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