20415 Willow Trace Dr, Cypress, TX 77433 Property Records

Harris County property record for 20415 Willow Trace Dr, Cypress, TX 77433

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,423 sqft · built 1995
Lot Size0.22 acres (9,601 sqft)
Owner2 Trust Names on File
Last Sale$314,700 (Jun 2017)
Tax Bill$4,941 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN118-047-009-0004

Property Details

APN / Parcel Number

Primary APN118-047-009-0004

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,423 sqft Living Area
1st Floor Area1,480 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleTraditional
Exterior MaterialBrick
Construction TypeFrame
Lot Area9,601 sqft (0.22 acres)
View / LotPrimary
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Pool Area450 sqft
PorchOpen Concrete/Masonry Porch
Porch Area63 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1180470090004
Street Address20415 WILLOW TRACE DR
CityCYPRESS
StateTX
Zip77433-6027
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 4 BLK 9 FAIRFIELD INWOOD PARK SEC 5
Legal SubdivisionFAIRFIELD INWOOD PARK SEC 5
Legal Block9
Legal Lot Number4
JurisdictionHARRIS TX
Township / Civil DivisionNORTHWEST HARRIS
Census Block Group4
Census Block4001
Census Tract555701

Owner

Source: Harris County records · APN 118-047-009-0004

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address20415 WILLOW TRACE DR, CYPRESS, TX 77433-6027
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Family Living Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2021Deed of Trust, Mortgage
HOMEFINITY
Jun 28, 2017Warranty Deed, Transfer
FIRST INTERNET BK/IN

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 28, 2017 · Amount on Record
Deed SaleJun 28, 2017 · Amount on Record
Prior SaleMar 08, 2012 · Amount on Record
Deed Document Number2017287237
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address20415 WILLOW TRACE DR, CYPRESS, TX 77433-6027
Document Number0000035304
Instrument DateJan 15, 2021
Transaction TypeMortgage
Record UpdatedJun 04, 2021
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20415 WILLOW TRACE DR CYPRESS TX 774336027, CYPRESS, TX 77433-6027

Mortgage

Document Number0000035304
DateJan 22, 2021
Instrument35304
Lender
NameHOMEFINITY
AddressCARROLLTON, TX 75007
Agreement
AmountAmount Recorded
Term360 Months
DueJan 21, 2051

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRIS TX
Recording DateJun 28, 2017
Property Address20415 WILLOW TRACE DR, CYPRESS, TX 77433-6027
Document Number0000287237
Instrument DateJun 26, 2017
Instrument287237
Transaction TypeTransfer
Record UpdatedAug 01, 2017
Title CompanyTEXAS AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20415 WILLOW TRACE DR CYPRESS TX 774336027, CYPRESS, TX 77433-6027

Mortgage

Document Number287238
DateJun 28, 2017
Instrument287238
Lender
NameFIRST INTERNET BK/IN
TypeBank
AddressFISHERS, IN 46037
Agreement
AmountAmount Recorded
Term360 Months
DueJun 27, 2047

Tax Assessment & Valuation

Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,941.00 (+135.29%) Homeowner's exemption$335,530 (-7.15%) Land $80,731 Building $254,799$335,530 (-7.15%) Land $80,731 Building $254,799
2024$2,100.00 (+18.91%)
2023$361,353 Land $80,731 Building $280,622$361,353 Land $80,731 Building $280,622
2022$1,766.00 (+16.34%)
2020$1,518.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harris County (48201C), as of May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482015557014, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 59 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies59 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 513 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX1012542, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHARRIS COUNTY MUD 322
serves 4,266 people
Water SourcePurchased groundwater from HARRIS COUNTY MUD 358
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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