Fort Bend County property record for 20414 Empty Saddle Ct, Katy, TX 77450
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,983 sqft · built 2000 |
| Lot Size | 0.243 acres (10,601 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,239 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Feb 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | R241474 |
| Primary APN | R241474 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,983 sqft Living Area |
| 1st Floor Area | 1,983 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,601 sqft (0.243 acres) |
| Lot Dimensions | 120 ft deep x 88.3 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 25 sqft |
| Patio Area | 104 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R241474 |
|---|---|
| Street Address | 20414 EMPTY SADDLE CT |
| City | KATY |
| State | TX |
| Zip | 77450-7423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CINCO RANCH EQUESTRIAN VILLAGE SEC 3, BLOCK 4, LOT 21 |
| Legal Subdivision | CINCO RANCH EQUESTRIAN VILLAGE SEC 3 |
| Legal Block | 4 |
| Legal Lot Number | 21 |
| Jurisdiction | FORT BEND TX |
| Township / Civil Division | FULSHEAR-SIMONTON |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 673006 |
Source: Fort Bend County records · APN R241474
Assessment roll updated July 25, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 20414 EMPTY SADDLE CT, KATY, TX 77450-7423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALCON MUTUAL MORTGAGE LLC |
| Feb 06, 2018 | Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 06, 2018 |
| Deed Sale | Feb 06, 2018 |
| Prior Sale | Nov 25, 2003 |
| Deed Document Number | 2018013070 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 20414 EMPTY SADDLE CT, KATY, TX 77450-7423 |
| Transaction Type | Mortgage |
| Record Updated | Sep 02, 2022 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000087413 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 2021087413 |
| Name | CALCON MUTUAL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FORT BEND TX |
| Recording Date | Feb 06, 2018 |
| Property Address | 20414 EMPTY SADDLE CT, KATY, TX 77450-7423 |
| Document Number | 0000013070 |
| Map Reference | SL1919-A |
| Instrument Date | Feb 05, 2018 |
| Instrument | 2018013070 |
| Transaction Type | Transfer |
| Record Updated | Sep 02, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 20414 EMPTY SADDLE CT, KATY, TX 77450-7423 |
| Document Number | 0000013071 |
|---|---|
| Date | Feb 06, 2018 |
| Instrument | 2018013071 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
Source: Fort Bend County records · Assessment roll updated July 25, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Fort Bend County |
| Unified School District | Katy Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,239.00 (-16.11%) Homeowner's exemption | $348,495 (+1%) Land $53,352 Building $308,201 | $361,553 (+0.62%) Land $53,352 Building $308,201 |
| 2024 | $5,053.00 (+34.17%) Homeowner's exemption | $316,814 (+1%) Land $53,352 Building $305,962 | $359,314 (-5.91%) Land $53,352 Building $305,962 |
| 2023 | $3,766.00 (-32.02%) Homeowner's exemption | $288,013 Land $41,040 Building $340,844 | $381,884 Land $41,040 Building $340,844 |
| 2018 | $5,540.00 |
Source: FEMA National Flood Hazard Layer as of August 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 382 policies |
| Nearby Flood Policies | 382 in force |
| Nearby Flood Claims | 147 (2004–2024) |
| Claims Outside the SFHA | 146 of 147 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Texas Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 354 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCO MUD 6 serves 3,048 people |
|---|---|
| Water Source | Purchased groundwater from CINCO MUD 1 |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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