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20413 SE Senden Ln, Bend, OR 97702 Property Records

Deschutes County property record for 20413 SE Senden Ln, Bend, OR 97702

Property Summary

Property TypeSingle Family Home
Details2,298 sqft · built 2022
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on Record
Last Sale$651,332 (Apr 2022)
Tax Bill$4,191 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Aug 2021 Sale
Flood ZoneZone X (minimal risk)
APN181209-CB-04731

Property Details

APN / Parcel Number

Primary APN181209-CB-04731
Alternative APN
  • 282435

Interior

Stories2 Stories
Building Area2,298 sqft
Gross Area485 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleBi-Level
Lot Area6,098 sqft (0.14 acres)

Location & Zoning

Account Number282435
Street Address20413 SE SENDEN LN
CityBEND
StateOR
Zip97702-3868
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionARENA ACRES PHASE 2 LOT 31
Legal Range12
Legal Township18
Legal Section09
Legal SubdivisionARENA ACRES PHASE 2
Legal Lot Number31
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group1
Census Block1011
Census Tract2002

Owner

Source: Deschutes County records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address20413 SE SENDEN LN, BEND, OR 97702-3868
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Aug 16, 2021Warranty Deed, Transfer
AMERITITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 15, 2022 · Amount on Record
Deed SaleApr 15, 2022 · Amount on Record
Prior SaleAug 16, 2021 · Amount on Record
Deed Document Number202215823
Record UpdatedJun 8, 2026

April 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateApr 15, 2022
Property Address20413 SE SENDEN LN, BEND, OR 97702-3868
Document Number0000015823
Map ReferenceDOC 2021-05341
Instrument DateMar 11, 2022
Instrument2022-15823
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 13, 2023
Title CompanyAMERITITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address20413 SE SENDEN LN, BEND, OR 97702-3868

Mortgage

Document Number0000015824
DateApr 15, 2022
Instrument2022-15824
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateAug 16, 2021
Property Address20413 SE SENDEN LN, BEND, OR 97702-3868
Document Number0000047644
Map ReferenceDOC 2021-05341
Instrument DateAug 10, 2021
Instrument2021-47644
Transaction TypeTransfer
Record UpdatedNov 13, 2023
Title CompanyAMERITITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2464 SW GLACIER PL STE 110, 110, REDMOND, OR 97756-7731

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,191.00 (+3.94%)$248,080 (+3%)$674,360 (+2.13%) Land $194,810 Building $479,550
2024$4,032.00 (+7.87%)$240,860 (+3%)$660,270 (-3.82%) Land $194,810 Building $465,460
2023$3,738.00$233,850$686,490 Land $194,810 Building $491,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 98.9% of Oregon
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BEND
serves 77,704 people · EPA ID OR4100100
Water SourceSurface water
Last State InspectionJul 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber · Cable		1,000 / 1,000
Yellowknife Wireless
Fixed Wireless		700 / 200
Verizon
Fixed Wireless		300 / 20

May also be available: CenturyLink, Webformix.

Cell Coverage

5G (outdoors only) and 4G LTE

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