20412 3rd St E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 20412 3rd St E, Lake Tapps, WA 98391

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,778 sqft · built 1985
Lot Size	1.3 acres (56,628 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Aug 2021)
Tax Bill	$5,039 (2025)
Deeds & Mortgages	May 2021 Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`052003-6-046`

Property Details

APN / Parcel Number

Primary APN	`052003-6-046`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,778 sqft Living Area
1st Floor Area	1,778 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2021
Architectural Style	Mobile Home
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	56,628 sqft
Terrain	Steep
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	288 sqft
Deck Area	1,313 sqft
Patio Area	1,313 sqft
Shed	1 Shed
Shed Area	864 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	20412 3RD ST E
City	LAKE TAPPS
State	WA
Zip	98391-6237
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R10
Legal Description	SECTION 03 TOWNSHIP 20 RANGE 05 QUARTER 21 : L 3 OF SHORT PLAT 84-04-17-0261 TOG/W EASE & RESTRICTIONS OF REC OUT OF 2-035 SEG U-0141 SG ES T/E 1985 GOLDW KINGSTON S#KG5631 27X66 (P50000-25280) AFN 9104180455 CT 04/02
Legal Range	05
Legal Township	20
Legal Section	03
Legal Subdivision	SHORT PLAT 84-04-17-0261
Legal Lot Number	3
Legal Unit	K
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	3
Census Block	3002
Census Tract	70307

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20412 3RD ST E, LAKE TAPPS, WA 98391-6237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 24, 2021	Warranty Deed, Transfer · VA Mortgage ON Q FINANCIAL INC
Dec 23, 2020	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2021 · Amount on Record
Deed Sale	Aug 24, 2021 · Amount on Record
Prior Sale	Dec 23, 2020 · Amount on Record
Deed Document Number	2021575
Prior Transfer Date	Nov 12, 2010
Prior Transfer Doc	0000000201
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20412 3RD ST E, LAKE TAPPS, WA 98391-6237
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005240904
Date	May 24, 2021
Instrument	202105240904

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 24, 2021
Property Address	20412 3RD ST E, LAKE TAPPS, WA 98391-6237
Document Number	0008240575
Instrument Date	Aug 16, 2021
Instrument	202108240575
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$8,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20412 3RD ST E, LAKE TAPPS, WA 98391-6237

Mortgage

Document Number	0008240576
Date	Aug 24, 2021
Instrument	202108240576

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Dec 23, 2020
Property Address	20412 3RD ST E, LAKE TAPPS, WA 98391-6237
Document Number	0012231114
Instrument Date	Dec 21, 2020
Instrument	202012231114
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,520.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20412 3RD ST E, LAKE TAPPS, WA 98391-6237

Mortgage

Document Number	0012231115
Date	Dec 23, 2020
Instrument	202012231115

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Dieringer School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$496,900 (+4.39%) Land $388,000 Building $108,900	$496,900 (+4.39%) Land $388,000 Building $108,900
2025	$5,039.00 (+5.22%)
2024	$4,789.00 (+9.26%)	$476,000 (+8.08%) Land $364,300 Building $111,700	$476,000 (+8.08%) Land $364,300 Building $111,700
2023	$4,383.00	$440,400 Land $349,500 Building $90,900	$440,400 Land $349,500 Building $90,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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