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2041 Swanson Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 2041 Swanson Rd, Duluth, MN 55804 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,926 sqft · built 1920
Lot Size20 acres (874,685 sqft)
OwnerIndividual Name on File
Last Sale$271,360 (Aug 2018)
Tax Bill$3,492 (2026)
Deeds & MortgagesJun 2020 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN315-0010-00885

Property Details

APN / Parcel Number

Primary APN315-0010-00885
Alternative APN
  • 1055898

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,926 sqft Gross Area
1st Floor Area980 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialWood
Construction TypeFrame
Lot Area874,685 sqft (20 acres)

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area326 sqft
Deck Area220 sqft
Storage Building240 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil

Location & Zoning

Account Number1055898
Street Address2041 SWANSON RD
CityDULUTH
StateMN
Zip55804-3214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHAT PART OF SE1/4 OF NW1/4 LYING WLY OFTHE FOLLOWING DESCRIBED LINE COMM AT SECOR THENCE W 885 FT TO PT OF BEG
Legal Range12W
Legal Township51N
Legal Section05
Legal SubdivisionDULUTH TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group2
Census Block2001
Census Tract10500

Owner

Source: St. Louis County records · APN 315-0010-00885

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2041 SWANSON RD, DULUTH, MN 55804-3214
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2020Deed of Trust, Mortgage · Conventional with PMI
NATIONAL BK/CMRC
Aug 09, 2018Warranty Deed, Transfer · Conventional Mortgage
REPUBLIC BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 09, 2018 · Amount on Record
Deed SaleAug 09, 2018 · Amount on Record
Prior SaleDec 22, 2006 · Amount on Record
Deed Document Number20181338288
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address2041 SWANSON RD, DULUTH, MN 55804-3214
Document Number00A1384378
Instrument DateJun 23, 2020
Transaction TypeMortgage
Record UpdatedAug 24, 2020
Title CompanyRESULTS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2041 SWANSON RD DULUTH MN 558043214, DULUTH, MN 55804-3214

Mortgage

Document Number00A1384378
DateJul 07, 2020
InstrumentA1384378
Lender
NameNATIONAL BK/CMRC
AddressSUPERIOR, WI 54880
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 06, 2050

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateAug 09, 2018
Property Address2041 SWANSON RD, DULUTH, MN 55804-3214
Document Number00A1338288
Instrument DateAug 06, 2018
InstrumentA1338288
Transaction TypeTransfer
Record UpdatedJan 14, 2019
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$895.49
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2041 SWANSON RD DULUTH MN 558043214, DULUTH, MN 55804-3214

Mortgage

Document NumberA1338289
DateAug 09, 2018
InstrumentA1338289
Lender
NameREPUBLIC BK
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 08, 2048

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionDuluth Township
Unified School DistrictLake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,492.00 (+12.5%) Homeowner's exemption
2025$3,104.00 (+14.37%) Homeowner's exemption$452,300 (+4.87%) Land $143,900 Building $308,400$452,300 (+4.87%) Land $143,900 Building $308,400
2024$2,714.00$431,300 (+40.31%) Land $137,700 Building $293,600$431,300 (+40.31%) Land $137,700 Building $293,600
2022$307,400 Land $93,900 Building $213,500$307,400 Land $93,900 Building $213,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370105002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2012)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 2012, river or lake flooding, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Jun 2012 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 39% of Minnesota
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Zito West HoldingFiber1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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