2041 Ridgefield Ave, Algonquin, IL 60102 Property Records

Kane County property record for 2041 Ridgefield Ave, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,600 sqft · built 1996
Lot Size	0.326 acres (14,187 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Oct 2020)
Tax Bill	$10,564 (2025)
Deeds & Mortgages	Oct 2020 Foreclosure Oct 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-05-281-011`

Property Details

APN / Parcel Number

Primary APN	`03-05-281-011`

Interior

Bedrooms	4 Beds
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,600 sqft Living Area
Gross Area	4,114 sqft
1st Floor Area	1,700 sqft
Basement Area	1,052 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	14,187 sqft (0.326 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2041 RIDGEFIELD AVE
City	ALGONQUIN
State	IL
Zip	60102-5134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOUGHBY FARMS UNIT 19 ; LOT 97
Legal Subdivision	WILLOUGHBY FARMS
Legal Block	4
Legal Lot Number	97
Legal Unit	19
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	4
Census Block	4019
Census Tract	850106

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2041 RIDGEFIELD AVE, ALGONQUIN, IL 60102-5134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Trustee's Deed, Foreclosure · Conventional Mortgage LOANDEPOT.COM LLC
Oct 15, 2020	Warranty Deed, Transfer STEWART TITLE
May 8, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND
Mar 13, 2017	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2020 · Amount on Record
Deed Sale	Oct 15, 2020 · Amount on Record
Prior Sale	Oct 15, 2020 · Amount on Record
Deed Document Number	202061599
Record Updated	Oct 29, 2026

October 2020: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Oct 15, 2020
Property Address	2041 RIDGEFIELD AVE, ALGONQUIN, IL 60102-5134
Document Number	0000061599
Map Reference	DOC 94K045113
Instrument Date	Sep 22, 2020
Instrument	2020K061599
Transaction Type	Foreclosure
Record Updated	Aug 5, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2041 RLDGEFIELD AVENUE, ALGONQUIN, IL 60102-5134

Mortgage

Document Number	0000061600
Date	Oct 15, 2020
Instrument	2020K061600

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate	2.75%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 15, 2020
Property Address	2041 RIDGEFIELD AVE, ALGONQUIN, IL 60102-5134
Document Number	0000061598
Instrument Date	Sep 19, 2020
Instrument	61598
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$555.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2041 RIDGEFIELD AVE ALGONQUIN IL 601025134, ALGONQUIN, IL 60102-5134
Investor	Possibly a Property Investor

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2041 RIDGEFIELD AVE, ALGONQUIN, IL 60102-5134
Document Number	0000020355
Instrument Date	May 8, 2019
Transaction Type	Mortgage
Record Updated	May 31, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2041 RIDGEFIELD AVE ALGONQUIN IL 601025134, ALGONQUIN, IL 60102-5134

Mortgage

Document Number	0000020355
Date	May 21, 2019
Instrument	20355

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2049

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2041 RIDGEFIELD AVE, ALGONQUIN, IL 60102-5134
Document Number	0000015196
Instrument Date	Mar 13, 2017
Transaction Type	Mortgage
Record Updated	May 3, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2041 RIDGEFIELD AVE ALGONQUIN IL 601025134, ALGONQUIN, IL 60102-5134

Mortgage

Document Number	0000015196
Date	Mar 27, 2017
Instrument	15196

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,564.00 (+14.94%) Homeowner's exemption	$153,930 (+9.42%) Land $28,988 Building $124,942	$461,975 (+9.42%) Land $86,999 Building $374,976
2024		$140,678 (+19.65%) Land $26,492 Building $114,186	$422,203 (+19.7%) Land $79,508 Building $342,695
2022	$9,191.00 (-2.44%) Homeowner's exemption	$117,573 (+5.91%) Land $23,837 Building $93,736	$352,719 (+5.91%) Land $71,511 Building $281,208
2021	$9,421.00	$111,012 Land $22,507 Building $88,505	$333,036 Land $67,521 Building $265,515

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on Ridgefield Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures