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2041 NW 154th St, Opa Locka, FL 33054 Property Records

Miami-Dade County property record for 2041 NW 154th St, Opa Locka, FL 33054

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,440 sqft · built 2005
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on File
Last Sale$235,000 (Oct 2007)
Tax Bill$805 (2025)
Deeds & MortgagesJun 2020 Loan Modification
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN34-2115-005-0280

Property Details

APN / Parcel Number

Primary APN34-2115-005-0280

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,440 sqft Living Area
1st Floor Area1,440 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block/Stucco
Roof TypeRigid Frame Bar Joist
Roof MaterialOther
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
PorchPorch

Location & Zoning

Street Address2041 NW 154TH ST
CityOPA LOCKA
StateFL
Zip33054-2814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0100
Legal Description15 52 41 1ST ADD TO MAGNOLIA SUB PB 44-16 LOT 5 BLK 2 LOT SIZESITE VALUE F/A/U 30-2115-005-0280 COC 26005-2676 10 2004 1
Legal Range41E
Legal Township52S
Legal Section15
Legal Subdivision1ST ADD TO MAGNOLIA SUB
Legal Block2
Legal Lot Number5
JurisdictionDADE FL
Township / Civil DivisionMIAMI
Census Block Group1
Census Block1004
Census Tract418

Owner

2041 NW 154th St is owned and occupied by an individual who acquired it in January 2014.

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2041 NW 154TH ST, OPA LOCKA, FL 33054-2814
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2020Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK
Jun 5, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 23, 2007 · Amount on File
Deed SaleOct 23, 2007 · Amount on File
Prior SaleJan 25, 2005 · Amount on File
Deed Document Number20071028001
Deed Book / Page26005 / 2676
Last Transfer DateJan 6, 2014
Transfer Doc0000087822
Record UpdatedOct 29, 2026

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDADE FL
Property Address2041 NW 154TH ST, MIAMI GARDENS, FL 33054-2814
Document Number0000400639
Instrument DateJun 5, 2020
Transaction TypeMortgage
Record UpdatedAug 17, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2041 NW 154TH ST OPA LOCKA FL 330542814, OPA LOCKA, FL 33054-2814

Mortgage

Document Number0000400639
DateJul 22, 2020
Book Page032017/004860
Instrument400639
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 21, 2050
Interest
Rate3.5%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address2041 NW 154TH ST, MIAMI GARDENS, FL 33054-2814
Document Number0000360686
Instrument DateJun 5, 2020
Transaction TypeMortgage
Record UpdatedJul 16, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2041 NW 154TH ST OPA LOCKA FL 330542814, OPA LOCKA, FL 33054-2814

Mortgage

Document Number0000360686
DateJun 29, 2020
Book Page031989/004354
Instrument360686
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2041 NW 154th St was $805 with a homeowner's exemption.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityMiami Gardens City
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$805.00 Homeowner's exemption$127,017$339,919 Land $120,000 Building $219,919
2023$2,396.00 (+5.27%) Homeowner's exemption$119,843 (+3%)$300,517 (+10.13%) Land $104,966 Building $195,551
2022$2,276.00 Homeowner's exemption$116,353$272,883 Land $74,976 Building $197,907

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2041 NW 154th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimNov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2041 NW 154th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OPA LOCKA
serves 16,479 people · EPA ID FL4131001
Water SourceGroundwater
Last State InspectionMay 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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