2041 Mountain Rd, Afton, VA 22920 Property Records

Nelson County property record for 2041 Mountain Rd, Afton, VA 22920

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,317 sqft · built 1954
Lot Size	2.09 acres (91,040 sqft)
Owner	2 Individual Names on Record
Last Sale	$356,000 (Oct 2019)
Tax Bill	$2,859 (2026)
Deeds & Mortgages	Aug 2019 Refinance Jan 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3 A 85`

Property Details

APN / Parcel Number

Primary APN	`3 A 85`
Alternative APN	`07726`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,317 sqft Finished Area
Basement Area	1,723 sqft
Unfinished Basement	1,723 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	91,040 sqft (2.09 acres)
Terrain	High
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Deck Area	280 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	07726
Street Address	2041 MOUNTAIN RD
City	AFTON
State	VA
Zip	22920-2318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AFTON-BABER
Jurisdiction	NELSON VA
Township / Civil Division	NORTH
Census Block Group	2
Census Block	2012
Census Tract	950201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Greenwood-Afton Rural Historic District listed 2011 · 964 contributing resources · NRIS 11000258

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Nelson County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2041 MOUNTAIN RD, AFTON, VA 22920-2318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance RELIANCE FIRST CAPITAL LLC
Jan 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CF BANK NA
Oct 17, 2019	Deed, Transfer · Stand-Alone First Mortgage CAPITAL CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2019 · Amount on Record
Deed Sale	Oct 17, 2019 · Amount on Record
Deed Document Number	20192473
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	2041 MOUNTAIN RD, AFTON, VA 22920-2318
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190001839
Date	Aug 5, 2019
Instrument	190001839

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2034

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	2041 MOUNTAIN RD, AFTON, VA 22920-2318
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202100306
Date	Jan 28, 2021
Instrument	202100306

Lender

Name	CF BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON VA
Recording Date	Oct 17, 2019
Property Address	2041 MOUNTAIN RD, AFTON, VA 22920-2318
Document Number	0190002473
Instrument Date	Oct 16, 2019
Instrument	190002473
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8807 SIERRA RD, RICHMOND, VA 23229-7826

Mortgage

Document Number	0190002474
Date	Oct 17, 2019
Instrument	190002474

Lender

Name	CAPITAL CENTER LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Nelson County
Unified School District	Nelson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,859.00 (+21.4%)	$510,700 (+40.92%) Land $68,700 Building $442,000	$510,700 (+40.92%) Land $68,700 Building $442,000
2025		$362,400 (-) Land $53,700 Building $308,700	$362,400 (-) Land $53,700 Building $308,700
2023	$2,355.00	$362,400 Land $53,700 Building $308,700	$362,400 Land $53,700 Building $308,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 4, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 58% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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