2041 Lake Isle Ter, Eugene, OR 97401 Property Records

Lane County property record for 2041 Lake Isle Ter, Eugene, OR 97401

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 670 sqft · built 1981
Lot Size	0.016 acres (705 sqft)
Owner	Individual Name on File
Last Sale	$136,000 (May 2017)
Tax Bill	$2,554 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`17-04-13-44-70009-000`

Property Details

APN / Parcel Number

Primary APN	`17-04-13-44-70009-000`
Alternative APNs	`1704134470009` `1404266`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	670 sqft Living Area
1st Floor Area	670 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Condo/Apartment
Exterior Material	Composition/Composite
Roof Type	Gable
Roof Material	Concrete
Lot Area	705 sqft (0.016 acres)
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant

Location & Zoning

Account Number	1404266
Street Address	2041 LAKE ISLE TER
City	EUGENE
State	OR
Zip	97401-1795
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-2
Legal Description	TL 70009
Legal Range	04
Legal Township	17
Legal Section	13
Legal Subdivision	ISLAND LAKES CONDOS STAGE 03
Legal Lot Number	70009
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	3
Census Block	3003
Census Tract	2904

Owner

2041 Lake Isle Ter, a condominium, is owned and occupied by an individual who bought it in May 2017.

Source: Lane County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	2041 LAKE ISLE TER, EUGENE, OR 97401-1795
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Line of Credit OREGON COMMUNITY CU
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOPRIME MORTGAGE INC
May 31, 2017	Warranty Deed, Transfer · VA Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2017 · Amount on File
Deed Sale	May 31, 2017 · Amount on File
Prior Sale	Jun 29, 2015 · Amount on File
Deed Document Number	201726073
Prior Transfer Date	Oct 24, 2012
Prior Transfer Doc	0000058591
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2041 LAKE ISLE TER, EUGENE, OR 97401-1795
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2041 LAKE ISLE TER, EUGENE, OR 97401-1795

Mortgage

Document Number	0000035231
Date	Nov 3, 2025
Instrument	2025-035231

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union
Address	EUGENE, OR 97408

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2041 LAKE ISLE TER, EUGENE, OR 97401-1795
Transaction Type	Mortgage
Record Updated	Dec 28, 2021
Title Company	EVEGREEN LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2041 LAKE ISLE TER, EUGENE, OR 97401-1795

Mortgage

Document Number	0000078607
Date	Dec 22, 2021
Instrument	2021-078607

Lender

Name	GOPRIME MORTGAGE INC
Address	APEX, NC 27502

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	May 31, 2017
Property Address	2041 LAKE ISLE TER, EUGENE, OR 97401-1795
Document Number	0000026073
Map Reference	FILE73 SL591&592
Instrument Date	May 25, 2017
Instrument	2017-026073
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2014 LAKE ISLE DR, EUGENE, OR 97401-1700

Mortgage

Document Number	0000026074
Date	May 31, 2017
Instrument	2017-026074

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2041 Lake Isle Ter was $2,554.

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,554.00	$131,122	$393,360 Building $393,360
2023	$2,458.00 (+4.02%)	$123,596 (+3%)	$438,974 (+31.4%) Building $438,974
2022	$2,363.00	$119,997	$334,076 Building $334,076

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2041 Lake Isle Ter in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	41 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2041 Lake Isle Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50

May also be available: Hunter Communications, Verizon.

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