2041 Lake Ave, Whiting, IN 46394 Property Records

Lake County property record for 2041 Lake Ave, Whiting, IN 46394

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 3,918 sqft · built 2015
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$334,100 (Jan 2014)
Tax Bill	$5,606 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`007-26-36-0312-0024`

Property Details

APN / Parcel Number

Primary APN	`007-26-36-0312-0024`
Alternative APNs	`45-03-07-180-012.000-023` `263603120024`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,918 sqft Living Area
Gross Area	4,318 sqft
Basement Area	1,220 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	122 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2041 LAKE AVE
City	WHITING
State	IN
Zip	46394-1831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST PARK ADD LOTS 24 & 25 BL.8
Legal Subdivision	WEST PARK ADD
Legal Block	8
Legal Lot Number	24,25
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	4
Census Block	4019
Census Tract	20100

Owner

Source: Lake County assessment roll, APN 007-26-36-0312-0024, as of December 29, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1915 WESPARK AVE, WHITING, IN 46394-1523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 17, 2014 · Amount on Record
Deed Sale	Jan 17, 2014 · Amount on Record
Prior Sale	Jul 30, 2013
Deed Document Number	20143322
Prior Transfer Date	Jan 13, 2014
Prior Transfer Doc	0000003322
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	Apr 24, 2026
Property Address	2041 LAKE AVE, WHITING, IN 46394-1831
Document Number	0000516516
Instrument Date	Apr 17, 2026
Instrument	2026516516
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2041 LAKE AVE, WHITING, IN 46394-1831
Investor	Possibly a Property Investor

Mortgage

Document Number	0000516516,
Date	Apr 24, 2026
Instrument	2026516516

Lender

Name	CENTIER BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 17, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Lake County assessment roll as of December 29, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$442,900 (+4.73%) Land $43,000 Building $399,900	$442,900 (+4.73%) Land $43,000 Building $399,900
2024	$5,606.00 (+8.22%)
2023		$422,900 (+3.55%) Land $48,500 Building $374,400	$422,900 (+3.55%) Land $48,500 Building $374,400
2022	$5,180.00 Homeowner's exemption	$408,400 Land $48,500 Building $359,900	$408,400 Land $48,500 Building $359,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (18089C), as of October 16, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180890201004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	35 (1981–2025)
Claims Outside the SFHA	2 of 35
Most Recent Claim	Aug 2025
Claims by Event	Severe Storms And Flooding, Sep 2008 · 18 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 228 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IN5245020, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.