2041 E Waters Edge Dr, Bloomington, IN 47401 Property Records

Monroe County property record for 2041 E Waters Edge Dr, Bloomington, IN 47401 · Last verified June 2026

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 944 sqft · built 1983
Lot Size	0.016 acres (700 sqft)
Owner	Company Name on File
Last Sale	$324,900 (Aug 2023)
Tax Bill	$1,397 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`004-02990-37`

Property Details

APN / Parcel Number

Primary APN	`004-02990-37`
Alternative APN	`53-00-40-299-037.000-006`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	944 sqft Living Area
1st Floor Area	944 sqft
Basement Area	944 sqft
Finished Basement	944 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Material	Asphalt
Lot Area	700 sqft (0.016 acres)
Terrain	Low
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	004-02990-37
Street Address	2041 E WATERS EDGE DR
City	BLOOMINGTON
State	IN
Zip	47401-8495
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	WATERS EDGE PH1 BLDG B UNIT 1
Legal Subdivision	WATERS EDGE
Jurisdiction	MONROE IN
Township / Civil Division	CLEAR CREEK
Census Block Group	2
Census Block	2006
Census Tract	1502

Owner

Source: Monroe County records · APN 004-02990-37

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2041 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8495
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 02, 2018	Deed of Trust, Mortgage · Line of Credit INDIANA UNIVERSITY CU
Aug 10, 2023	Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
May 01, 2018	Warranty Deed, Transfer · ARM INDIANA UNIVERSITY CU
Feb 15, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 10, 2023 · Amount on Record
Deed Sale	Aug 10, 2023 · Amount on Record
Prior Sale	May 01, 2018 · Amount on Record
Deed Document Number	202349687
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	2041 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8495
Transaction Type	Mortgage
Record Updated	Oct 06, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018014809
Date	Nov 02, 2018
Instrument	2018014809

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 01, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Aug 10, 2023
Property Address	2041 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8495
Document Number	2023009334
Map Reference	DOC 151393
Instrument Date	Aug 09, 2023
Instrument	2023009334
Transaction Type	Transfer
Record Updated	Oct 06, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2041 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8495

Mortgage

Document Number	2023009335
Date	Aug 10, 2023
Instrument	2023009335

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.65%
Type Change Date	Sep 01, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.6%
Margin	3
Max Rate	11.6%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	May 01, 2018
Property Address	2041 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8495
Document Number	2018005319
Instrument Date	Apr 18, 2018
Instrument	2018005319
Transaction Type	Transfer
Record Updated	Oct 06, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2041 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8495

Mortgage

Document Number	2018005320
Date	May 01, 2018
Instrument	2018005320

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	180 Months
Due	May 01, 2033

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.62%
Index	1-Year CMT
Max Rate	8.62%

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Feb 15, 2017
Property Address	2041 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8495
Document Number	2017002082
Map Reference	DOC2008016909
Instrument Date	Feb 10, 2017
Instrument	2017002082
Transaction Type	Transfer
Record Updated	Oct 06, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7041 E WATERSEDGER DR, BLOOMINGTON, IN 47401

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Clear Creek Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,397.00 (-6.74%)	$209,100 (+5.61%) Land $63,400 Building $145,700	$209,100 (+5.61%) Land $63,400 Building $145,700
2024	$1,498.00 (+22.69%)
2023		$198,000 (+9.82%) Land $61,000 Building $137,000	$198,000 (+9.82%) Land $61,000 Building $137,000
2022	$1,221.00 (+0.83%)	$180,300 Land $61,000 Building $119,300	$180,300 Land $61,000 Building $119,300
2021	$1,211.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (18105C), updated September 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181050015022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 5% of the US · above 32% of Indiana
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 127 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Smithville Holding Company	Fiber	1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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