2041 E 1130 S, Spanish Fork, UT 84660 Property Records

Utah County property record for 2041 E 1130 S, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,791 sqft · built 2008
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$471,059 (Dec 2022)
Tax Bill	$2,404 (2025)
Deeds & Mortgages	May 2026 Mortgage Dec 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`66-097-0134`

Property Details

APN / Parcel Number

Primary APN	`66-097-0134`
Alternative APN	`280698`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,791 sqft Living Area
Gross Area	3,158 sqft
1st Floor Area	823 sqft
Basement Area	823 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	A-Frame
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	544 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	326 sqft
Deck Area	Deck Area
Patio Area	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	280698
Street Address	2041 E 1130 S
City	SPANISH FORK
State	UT
Zip	84660-5043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 134, PLAT G, SPANISH VISTA SUBDV. AREA 0.120 AC.
Legal Subdivision	SPANISH VISTA SUBDV
Legal Lot Number	134
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2002
Census Tract	10404

Owner

2041 E 1130 S is owned and occupied by an individual who bought it in December 2022.

Source: Utah County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2041 E 1130 S, SPANISH FORK, UT 84660-5043
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT
Dec 7, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 28, 2022	Warranty Deed, Transfer · FHA Mortgage SECURITY NATIONAL MORTGAGE CO
Dec 28, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 19, 2021	Deed of Trust, Mortgage MOUNTAIN AMERICA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2022 · Amount on File
Deed Sale	Dec 28, 2022 · Amount on File
Prior Sale	Jul 11, 2008 · Amount on File
Deed Document Number	2022127739
Prior Transfer Date	Dec 27, 2022
Prior Transfer Doc	0000127748
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Recording Date	May 13, 2026
Property Address	2041 E 1130 S, SPANISH FORK, UT 84660-5043
Document Number	0000040058
Instrument Date	Apr 17, 2026
Instrument	202640058
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2041 E 1130 S, SPANISH FORK, UT 84660-5043

Mortgage

Document Number	0000040058,
Date	May 13, 2026
Instrument	202640058

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	320 Months
Due	Jan 1, 2053

Interest

Rate	6.22%
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	2041 E 1130 S, SPANISH FORK, UT 84660-5043
Transaction Type	Mortgage
Record Updated	Dec 13, 2023
Title Company	MORTGAGE CONNECT, MORTGAGE CONNECT UTAH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2041 E 1130 S, SPANISH FORK, UT 84660-5043

Mortgage

Document Number	0000079146
Date	Dec 7, 2023
Instrument	79146:2023

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2053

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Dec 28, 2022
Property Address	2041 E 1130 S, SPANISH FORK, UT 84660-5043
Document Number	0000127739
Instrument Date	Dec 27, 2022
Instrument	127739:2022
Transaction Type	Transfer
Record Updated	Jan 4, 2023
Title Company	GT TITLE SERVICES SLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2041 E 1130 S, SPANISH FORK, UT 84660-5043

Mortgage

Document Number	0000127747
Date	Dec 28, 2022
Instrument	127747:2022

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Dec 28, 2022
Property Address	2041 E 1130 S, SPANISH FORK, UT 84660-5043
Document Number	0000127748
Instrument Date	Dec 27, 2022
Instrument	127748:2022
Transaction Type	Transfer
Record Updated	Jan 4, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2041 E 1130 S, SPANISH FORK, UT 84660-5043

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	2041 E 1130 S, SPANISH FORK, UT 84660-5043
Transaction Type	Mortgage
Record Updated	Apr 22, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031786
Date	Feb 19, 2021
Instrument	31786:2021

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Amount	Amount on Record
Term	145 Months
Due	Mar 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 2041 E 1130 S was $2,404, up 6.8% from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$254,705 (+2.05%)	$463,100 (+2.05%) Land $164,700 Building $298,400
2025	$2,404.00 (+6.8%)	$249,590	$453,800 Land $173,400 Building $280,400
2024	$2,251.00 (-3.43%)
2023	$2,331.00 (-5.09%)	$240,570	$437,400 Land $165,100 Building $272,300
2022	$2,456.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2041 E 1130 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2041 E 1130 S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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