San Diego County property record for 2041 Canta Lomas, El Cajon, CA 92019
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,327 sqft · built 1975 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | Company Name on File |
| Last Sale | $425,000 (May 2009) |
| Tax Bill | $6,365 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 515-040-07-00 |
| Primary APN | 515-040-07-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,327 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 43,996 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2041 CANTA LOMAS |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92019-3526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | SEC 17-16-1E NWQ (EX ST OP)PAR 16 PER ROS 4300 IN SWQ OF |
| Legal Range | 01E |
| Legal Township | 16 |
| Legal Section | 17 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 15405 |
2041 Canta Lomas is owned by a company that acquired it in February 2015 and is owner-occupied.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2041 CANTA LOMAS, EL CAJON, CA 92019-3526 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2009 · Amount on File |
| Deed Sale | May 29, 2009 · Amount on File |
| Prior Sale | Jun 10, 2004 · Amount on File |
| Deed Document Number | 2009289224 |
| Last Transfer Date | Feb 23, 2015 |
| Transfer Doc | 0000093313 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2041 CANTA LOMAS, EL CAJON, CA 92019-3526 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2041 CANTA LOMAS, EL CAJON, CA 92019-3526 |
| Document Number | 0000604290 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | 2020-0604290 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.55% |
| Type Change Date | Nov 1, 2030 |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.55% |
| Index | 1-Year LIBOR |
| Max Rate | 8.55% |
The 2025 property tax bill for 2041 Canta Lomas was $6,365 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $558,226 (+2%) Land $236,423 Building $321,803 | |
| 2025 | $6,365.00 Homeowner's exemption | $547,282 Land $231,788 Building $315,494 |
| 2023 | $6,236.00 (+1.61%) Homeowner's exemption | $526,033 Land $222,789 Building $303,244 |
| 2022 | $6,137.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2041 Canta Lomas in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2041 Canta Lomas is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 70% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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