Montgomery County property record for 20409 Ryecroft Ct, Gaithersburg, MD 20886
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,860 sqft · built 1980 |
| Lot Size | 0.255 acres (11,107 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $691,000 (Aug 2023) |
| Tax Bill | $7,536 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-01847185 |
| Primary APN | 01-01847185 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,860 sqft Living Area |
| Gross Area | 4,301 sqft |
| 1st Floor Area | 1,634 sqft |
| Basement Area | 990 sqft |
| Finished Basement | 990 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 11,107 sqft (0.255 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01847185 |
|---|---|
| Street Address | 20409 RYECROFT CT |
| City | MONTGOMERY VILLAGE |
| State | MD |
| Zip | 20886-4018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | PLEASANT RIDGE EAST MONTG VILL |
| Legal Subdivision | PLEASANT RIDGE |
| Legal Block | 2 |
| Legal Lot Number | 25 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 700104 |
20409 Ryecroft Ct is owned and occupied by two individuals who bought it in August 2023.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20409 RYECROFT CT, MONTGOMERY VILLAGE, MD 20886-4018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2023 | Deed, Transfer · Conventional Mortgage SIGNATURE FCU |
| May 26, 2020 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA |
| May 9, 2017 | Deed, Subdivision Related Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA |
| Jan 27, 2017 | Deed, Transfer · Commercial Mortgage JOHN MARSHALL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2023 · Amount on File |
| Deed Sale | Aug 25, 2023 · Amount on File |
| Prior Sale | May 9, 2017 · Amount on File |
| Deed Book / Page | 67309 / 229 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Aug 25, 2023 |
| Property Address | 20409 RYECROFT CT, GAITHERSBURG, MD 20886-4018 |
| Document Number | 0673090229 |
| Book / Page | 67309 / 229 |
| Map Reference | MB 105 PL 12104 |
| Instrument Date | Aug 24, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2023 |
| Title Company | REGIS TITLE LLC, RGS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,455.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12615 BLACK SADDLE LN, GERMANTOWN, MD 20874-5003 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20409 RYECROFT CT, MONTGOMERY VILLAGE, MD 20886-4018 |
| Document Number | 0067309234 |
|---|---|
| Date | Aug 25, 2023 |
| Instrument | 67309/234 |
| Name | SIGNATURE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Type Change Date | Sep 1, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 8.37% |
| Max Rate | 11.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 20409 RYECROFT CT, GAITHERSBURG, MD 20886-4018 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | COMMONWEALTH LAND TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0596500153 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 59650/153 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | May 9, 2017 |
| Property Address | 20409 RYECROFT CT, GAITHERSBURG, MD 20886-4018 |
| Document Number | 0542630337 |
| Book / Page | 54263 / 337 |
| Map Reference | MB105 PG12104 |
| Instrument Date | Apr 21, 2017 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,425.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 20409 RYECROFT CT, MONTGOMERY VILLAGE, MD 20886-4018 |
| Document Number | 0054263343 |
|---|---|
| Date | May 9, 2017 |
| Instrument | 54263/343 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jan 27, 2017 |
| Property Address | 20409 RYECROFT CT, GAITHERSBURG, MD 20886-4018 |
| Document Number | 0536610418 |
| Book / Page | 53661 / 418 |
| Map Reference | MB105 PL12104 |
| Instrument Date | Dec 5, 2016 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,150.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Document Number | 0053661423 |
|---|---|
| Date | Jan 27, 2017 |
| Instrument | 53661/423 |
| Name | JOHN MARSHALL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 20409 Ryecroft Ct was $7,536.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $674,600 (+10.91%) Land $186,300 Building $488,300 | $674,600 (-) Land $186,300 Building $488,300 | |
| 2025 | $7,536.00 | $608,233 | $674,600 Land $186,300 Building $488,300 |
| 2023 | $475,500 (+0.14%) Land $186,300 Building $289,200 | $475,500 (-) Land $186,300 Building $289,200 | |
| 2022 | $4,955.00 Homeowner's exemption | $474,833 | $475,500 Land $186,300 Building $289,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20409 Ryecroft Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20409 Ryecroft Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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