20409 E Co Rd 175, Elmer, OK 73539 Property Records

Jackson County property record for 20409 E Co Rd 175, Elmer, OK 73539

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,402 sqft · built 2003
Lot Size	3.15 acres (137,214 sqft)
Owner	2 Individual Names on File
Last Sale	$1,180,000 (Jun 2026)
Tax Bill	$3,526 (2025)
Deeds & Mortgages	Jun 2026 Sale Feb 2016 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0000-08-01S-20W-0-006-00`

Property Details

APN / Parcel Number

Primary APN	`0000-08-01S-20W-0-006-00`
Alternative APN	`1164`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,402 sqft Living Area
1st Floor Area	3,402 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	137,214 sqft (3.15 acres)
Garage Type	Attached
Garage Area	1,320 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,322 sqft
Patio Area	430 sqft
Greenhouse	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1164
Street Address	20409 E COUNTY ROAD 175
City	ELMER
State	OK
Zip	73539-9216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8-1S-20 PT SW/4-TRACT IN SW/4 BEG AT SW COR OF SW/4-N.280', E.490',S.280',W.490' TO BEG. 20409 E CR 175 ELMER
Legal Range	20W
Legal Township	01S
Legal Section	08
Legal Subdivision	T01S-R20W
Jurisdiction	JACKSON OK
Township / Civil Division	ALTUS SOUTH
Census Block Group	2
Census Block	2293
Census Tract	968100

Owner

20409 E Co Rd 175 is owned by two individuals who bought it in June 2026.

Source: Jackson County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21016 ECR 165, ALTUS, OK 73521
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Feb 8, 2016	Deed of Trust, Mortgage · USDA Mortgage USDA
Sep 27, 2019	Warranty Deed, Transfer · USDA Mortgage USDA
Oct 25, 2018	Warranty Deed, Transfer · Commercial Mortgage FRAZER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2026 · Amount on File
Deed Sale	Jun 30, 2026 · Amount on File
Prior Sale	Sep 27, 2019 · Amount on File
Deed Document Number	20262190
Deed Book / Page	1323 / 150
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OK
Recording Date	Jun 30, 2026
Property Address	20409 E COUNTY ROAD 175, ELMER, OK 73539-9216
Document Number	0000002190
Book / Page	1323 / 150
Instrument Date	Jun 25, 2026
Instrument	20262190
Transaction Type	Transfer
Record Updated	Jul 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$178,770.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

February 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OK
Property Address	20409 E COUNTY ROAD 175, ELMER, OK 73539-9216
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01142/0978
Date	Feb 8, 2016
Book Page	1142/0978
Instrument	2016-000345

Lender

Name	USDA
Type	Government Agency
Address	HOLLIS, OK 73550

Agreement

Type	USDA Mortgage

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OK
Recording Date	Sep 27, 2019
Property Address	20409 E COUNTY ROAD 175, ELMER, OK 73539-9216
Document Number	01196/0675
Book / Page	1196 / 0675
Instrument Date	Sep 26, 2019
Instrument	2019-002759
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20409 E COUNTY ROAD 175, ELMER, OK 73539-9216

Mortgage

Document Number	2019002760
Date	Sep 27, 2019
Instrument	2019-002760

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Sep 26, 2059

Interest

Rate	3.5%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OK
Recording Date	Oct 25, 2018
Property Address	20409 E COUNTY ROAD 175, ELMER, OK 73539-9216
Document Number	01183/0647
Book / Page	1183 / 0647
Instrument Date	Oct 25, 2018
Instrument	2018-003112
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$382.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 E TAMARACK RD, ALTUS, OK 73521

Mortgage

Document Number	2018003113
Date	Oct 25, 2018
Instrument	2018-003113

Lender

Name	FRAZER BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	18 Months
Due	Apr 5, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 20409 E Co Rd 175 was $3,526.

Source: Jackson County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Jackson County
Unified School District	Altus Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,194 (-6.42%) Land $1,020 Building $37,174	$318,284 (-7.16%) Land $8,500 Building $309,784
2025	$3,526.00	$40,815 (+1.23%) Land $1,020 Building $39,795	$342,834 (+2.03%) Land $8,500 Building $334,334
2024	$3,526.00 (+11.72%)	$40,320 (+8.91%) Land $1,020 Building $39,300	$335,997 (+7.63%) Land $8,500 Building $327,497
2023	$3,156.00	$37,021 Land $1,020 Building $36,001	$312,172 Land $8,500 Building $303,672

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20409 E Co Rd 175 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20409 E Co Rd 175 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTUS serves 18,717 people · EPA ID OK1011501
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2025 Treatment failure resolved · Jan 2024 Turbidity resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Syntrio Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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