20409 244th Ave SE, Maple Valley, WA 98038 Property Records

King County property record for 20409 244th Ave SE, Maple Valley, WA 98038

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 5,580 sqft · built 2024
Lot Size9.53 acres (415,562 sqft)
Owner2 Individual Names on Record
Last Sale$455,000 (May 2022)
Tax Bill$29,354 (2026)
Deeds & MortgagesJan 2023 Mortgage
May 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN032206-9044

Property Details

APN / Parcel Number

Primary APN032206-9044
Alternative APN
  • 032206904404

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Building Area5,580 sqft Living Area
Gross Area6,970 sqft
1st Floor Area2,720 sqft
2nd Floor Area2,860 sqft
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area415,562 sqft
View / LotHighway
Garage TypeAttached
Garage Area1,390 sqft
Parking Spaces5 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number032206904404
Street Address20409 244TH AVE SE
CityMAPLE VALLEY
StateWA
Zip98038-8817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA-5
Legal DescriptionN 330 FT OF SE 1/4 OF SE 1/4 LESS S 90 FT OF E 150 FT & LESS CO RD
Legal Range06
Legal Township22
Legal Section03
Legal Block44
Legal Lot Number32206
JurisdictionKING WA
Township / Civil DivisionTAHOMA-MAPLE VALLEY
Census Block Group1
Census Block1015
Census Tract32002

Owner

Source: King County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address203XX 244TH AVE SE, MAPLE VALLEY, WA 98038
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2023Deed of Trust, Mortgage · Conventional Mortgage
UMPQUA BANK
May 6, 2022Warranty Deed, Transfer · Conventional Mortgage
UMPQUA BANK
Apr 25, 2022Quit Claim Deed, Transfer
TITLE ALLIANCE/CAPE MAY COUNTY L, TITLE ALLIANCE PUGET SOUND L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 6, 2022 · Amount on Record
Deed SaleMay 6, 2022 · Amount on Record
Prior SaleOct 29, 1992
Deed Document Number20221520
Transfer Doc0000000702
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property AddressMAPLE VALLEY, WA 98038
Transaction TypeMortgage
Record UpdatedMar 21, 2024
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000712
DateJan 30, 2023
Instrument20230130000712
Lender
NameUMPQUA BANK
TypeBank
AddressPORTLAND, OR 97224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term373 Months
DueFeb 1, 2054
Interest
Rate TypeAdjustable Rate
Rate6.75%
Type Change DateFeb 1, 2033
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11.7%
IndexOther
Max Rate11.7%

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKING WA
Recording DateMay 6, 2022
Property AddressMAPLE VALLEY, WA 98038
Document Number0000001520
Instrument DateMay 3, 2022
Instrument20220506001520
Transaction TypeTransfer
Record UpdatedMar 21, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,285.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address203XX 244TH AVE SE, MAPLE VALLEY, WA 98038

Mortgage

Document Number0000001521
DateMay 6, 2022
Instrument20220506001521
Lender
NameUMPQUA BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJun 1, 2042
Interest
Rate TypeAdjustable Rate
Rate4.87%
Type Change DateJun 1, 2025
Change Frequency6 Months
Min Rate At Change4.75%
Max Rate At Change9.87%
IndexOther
Max Rate9.87%

April 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKING WA
Recording DateApr 25, 2022
Property AddressMAPLE VALLEY, WA 98038
Document Number0000000702
Instrument DateApr 25, 2022
Instrument20220425000702
Transaction TypeTransfer
Record UpdatedMar 21, 2024
Title CompanyTITLE ALLIANCE/CAPE MAY COUNTY L, TITLE ALLIANCE PUGET SOUND L

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
AddressPO BOX 1587, RENTON, WA 98057-1587

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateWashington
CountyKing County
Unified School DistrictTahoma School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$29,354.00 (+10.43%)
2025$2,645,000 (+10.25%) Land $551,000 Building $2,094,000$2,645,000 (+10.25%) Land $551,000 Building $2,094,000
2024$26,581.00 (+427.09%)$2,399,000 (+369.47%) Land $486,000 Building $1,913,000$2,399,000 (+369.47%) Land $486,000 Building $1,913,000
2022$5,043.00$511,000 Land $511,000$511,000 Land $511,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims89 (1990–2025)
Claims Outside the SFHA18 of 89
Most Recent ClaimDec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 12 claims
  • Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 22 claims
  • Severe Storms & Flooding, Nov 1990 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR RIVER WATER & SEWER DISTRICT
serves 28,671 people · EPA ID WA5341800
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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