Deschutes County property record for 20408 Trap Ct, Bend, OR 97702 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1977 |
| Square Footage | 1,406 sqft Living Area |
| Lot Size | 15,246 sqft (0.35 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $376,250 (2020) |
| Tax Bill | $2,733.00 (2025) |
| Primary APN | 181209 BC 00206 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,406 sqft Living Area |
| 1st Floor | 1,406 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1977 |
|---|---|
| Architectural Style | Other Style |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Type | Mixed Garage |
| Garage Area | 300 sqft Garage |
| Carport | Carport |
| Carport Area | 375 sqft Carport |
| Fence | Fence |
|---|---|
| Shed | 1 Shed |
| Shed Area | 140 sqft Shed |
| Deck Area | 220 sqft Deck |
| View | Average View |
| Greenhouse | Greenhouse |
| Account Number | 120354 |
|---|---|
| Old Parcel Number | R1001181209BC00206 |
| Street Address | 20408 TRAP CT |
| City | BEND |
| State | OR |
| Zip | 97702-9704 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT:6 BLK:1 SUBD:TRAP CLUB ROAD ESTATES SEC/TWN/RNG/MER:SEC 09 TWN 18 RNG 12 MAP REF:181209-BC |
| Legal Range | 12E |
| Legal Township | 18S |
| Legal Section | 09 |
| Legal Quarter | NW |
| Legal Quarter Quarter | SW |
| Legal Subdivision | TRAP CLUB ROAD ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | DESCHUTES OR |
| Minor Civil Division | BEND |
| Census Blockgroup | 1 |
| Census Block | 1011 |
| Census Tract | 2002 |
Source: Deschutes County records · APN 181209 BC 00206
Assessment roll updated September 30, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 20408 TRAP CT, BEND, OR 97702-9704 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 08, 2023 | Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU |
| Oct 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Jun 26, 2020 | Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 26, 2020 · Amount on Record |
| Deed Sale | Jun 26, 2020 · Amount on Record |
| Deed Doc Number | 2020-30327 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20408 TRAP CT, BEND, OR 97702-9704 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000030282 |
|---|---|
| Date | Dec 08, 2023 |
| Instrument | 2023-30282 |
| Name | ONPOINT COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | PORTLAND, OR 97208 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 30, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20408 TRAP CT, BEND, OR 97702-9704 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Title Company | WESTERN TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000059385 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 2021-59385 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Jun 26, 2020 |
| Property Address | 20408 TRAP CT, BEND, OR 97702-9704 |
| Document Number | 0000030327 |
| Map Reference | CAB B PG 179 |
| Instrument Date | Jun 24, 2020 |
| Instrument | 2020-30327 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2021 |
| Title Company | WESTERN TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 20408 TRAP CT, BEND, OR 97702-9704 |
| Document Number | 0000030328 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 2020-30328 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,733.00 (+3.92%) | $161,810 (+3%) | $495,220 (+2.28%) Land $205,950 Building $289,270 |
| 2024 | $2,630.00 (+7.88%) | $157,100 (+3%) | $484,170 (-4.39%) Land $189,000 Building $295,170 |
| 2023 | $2,438.00 | $152,530 | $506,390 Land $189,000 Building $317,390 |
Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 3% of the US · above 1% of Oregon |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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