20408 N Division Rd, Colbert, WA 99005 Property Records

Spokane County property record for 20408 N Division Rd, Colbert, WA 99005

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,549 sqft · built 2023
Lot Size	9.98 acres (434,729 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,736 (2026)
Deeds & Mortgages	Aug 2022 Construction Loan Apr 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`37172.9116`

Property Details

APN / Parcel Number

Primary APN	`37172.9116`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	2,549 sqft Living Area
Gross Area	5,724 sqft
1st Floor Area	2,549 sqft
Basement Area	2,549 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	434,729 sqft
Garage Type	Attached
Garage Area	626 sqft
Parking Spaces	2 Parking Spaces
Deck Area	210 sqft
Canopy	210 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	20408 N DIVISION RD
City	COLBERT
State	WA
Zip	99005-9009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	17-27-43 N1/2 OF S1/2 OF NW1/4 OF NW1/4 EXC CO RD
Legal Range	43
Legal Township	27
Legal Section	17
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	3
Census Block	3019
Census Tract	10305

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	WA
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Deed of Trust, Mortgage · Construction Mortgage BANNER BANK
Apr 28, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 1997
Deed Sale	May 28, 1997
Prior Sale	Nov 4, 1996 · Amount on Record
Deed Document Number	19974106732
Last Transfer Date	Apr 21, 2022
Transfer Doc	0007202576
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	20408 N DIVISION RD, COLBERT, WA 99005-9009
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007229187
Date	Aug 3, 2022
Instrument	7229187

Lender

Name	BANNER BANK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.12%
Index	1-Year CMT
Max Rate	9.12%

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 28, 2022
Property Address	20408 N DIVISION RD, COLBERT, WA 99005-9009
Document Number	0007202576
Instrument Date	Apr 21, 2022
Instrument	7202576
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,736.00 (+7.14%)	$956,370 (+294.66%) Land $284,570 Building $671,800	$956,370 (+294.66%) Land $284,570 Building $671,800
2025	$9,087.00 (+313.42%)
2024		$242,330 (+14.41%) Land $242,330	$242,330 (+14.41%) Land $242,330
2023	$2,198.00 (-4.97%)	$211,800 Land $211,800	$211,800 Land $211,800
2022	$2,313.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	50 / 10
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: AT&T, T-Mobile.

Nearby Properties on N Division Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures