20407 Sago Ln, Apple Valley, CA 92307 Property Records

San Bernardino County property record for 20407 Sago Ln, Apple Valley, CA 92307

Property Summary

Property Type	Quadplex
Details	2 bd · 1.5 ba · 3,784 sqft · built 1985
Lot Size	0.413 acres (18,000 sqft)
Owner	2 Company Names on File
Last Sale	$625,000 (Oct 2021)
Tax Bill	$7,970 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jan 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0441-101-18-0000`

Property Details

APN / Parcel Number

Primary APN	`0441-101-18-0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Units	4 Units
Building Area	3,784 sqft Total Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Quadruplex
Construction Type	Wood
Lot Area	18,000 sqft (0.413 acres)
Parking Spaces	8 Parking Spaces

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	20407 SAGO LN
City	APPLE VALLEY
State	CA
Zip	92307-2849
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Legal Description	TRACT 4287 LOT 507 TR NO 4287 LOT 507 EX UND 1/2 INT MIN RTS WOSE
Legal Subdivision	TRACT NO 4287
Legal Tract	4287
Legal Block	1
Legal Lot Number	507
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	1
Census Block	1006
Census Tract	9727

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	241 S WILLDAN RD, ANAHEIM, CA 92808-1332
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Grant Deed, Transfer · Conventional Mortgage CASTLE MORTGAGE CORP
Jan 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Feb 27, 2019	Grant Deed, Transfer · Conventional Mortgage ROYAL PACIFIC FUNDING CORP
Oct 17, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage DBA EXCELERATE CAPITAL
Mar 16, 2017	Quit Claim Deed, Transfer ANCHOR IRA FUND LLC
Mar 16, 2017	Grant Deed, Transfer CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO
Mar 16, 2017	Quit Claim Deed, Transfer CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2021 · Amount on File
Deed Sale	Oct 29, 2021 · Amount on File
Prior Sale	Feb 27, 2019 · Amount on File
Deed Document Number	2021491481
Last Transfer Date	Jun 18, 2024
Transfer Doc	0000217490
Record Updated	Sep 20, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 29, 2021
Property Address	20407 SAGO LN, APPLE VALLEY, CA 92307-2849
Document Number	0000491481
Map Reference	MB 64 PG 68-72
Instrument Date	Sep 2, 2021
Instrument	2021-0491481
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	241 S WILLDAN RD, ANAHEIM, CA 92808-1332

Mortgage

Document Number	0000491482
Date	Oct 29, 2021
Instrument	2021-0491482

Lender

Name	CASTLE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 28, 2021
Property Address	20407 SAGO LN, APPLE VALLEY, CA 92307-2849
Document Number	0000042518
Map Reference	MB 64 PG 88-72
Instrument Date	Jan 6, 2021
Instrument	2021-0042518
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIDELITY NATIONAL TITLE IE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20407 SAGO LN, APPLE VALLEY, CA 92307-2849
Investor	Possibly a Property Investor

Mortgage

Document Number	0000042519
Date	Jan 28, 2021
Instrument	2021-0042519

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 27, 2019
Property Address	20407 SAGO LN, APPLE VALLEY, CA 92307-2849
Document Number	0000061744
Map Reference	MB 64 PG 68-72
Instrument Date	Jan 11, 2019
Instrument	2019-0061744
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20407 SAGO LN, APPLE VALLEY, CA 92307-2849
Investor	Possibly a Property Investor

Mortgage

Document Number	0000061745
Date	Feb 27, 2019
Instrument	2019-0061745

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 17, 2017
Property Address	20407 SAGO LN, APPLE VALLEY, CA 92307-2849
Document Number	0000427762
Map Reference	MB64 PG68-72
Instrument Date	Oct 12, 2017
Instrument	2017-0427762
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	WFG NATIONAL TITLE CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5595 DELACROIX WAY, YORBA LINDA, CA 92887-5613

Mortgage

Document Number	0000427763
Date	Oct 17, 2017
Instrument	2017-0427763

Lender

Name	DBA EXCELERATE CAPITAL
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 16, 2017
Property Address	20407 SAGO LN, APPLE VALLEY, CA 92307-2849
Document Number	0000112961
Instrument Date	Mar 9, 2017
Instrument	112961
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	SPL TITLE SERVICES, SPL TITLE SVCS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5595 DELACROIX WAY YORBA LINDA CA 928875613, YORBA LINDA, CA 92887-5613

Mortgage

Document Number	112963
Date	Mar 16, 2017
Instrument	112963

Lender

Name	ANCHOR IRA FUND LLC
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Amount	Amount on Record

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 16, 2017
Property Address	20407 SAGO LN, APPLE VALLEY, CA 92307-2849
Document Number	0000112962
Instrument Date	Mar 7, 2017
Instrument	112962
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Amount	Amount on Record
Tax	$368.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5595 DELACROIX WAY YORBA LINDA CA 928875613, YORBA LINDA, CA 92887-5613

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 16, 2017
Property Address	20407 SAGO LN, APPLE VALLEY, CA 92307-2849
Document Number	0000112960
Instrument Date	Mar 7, 2017
Instrument	112960
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	16345 VICTORIA DR VICTORVILLE CA 923941438, VICTORVILLE, CA 92394-1438

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$529,742 (-20.13%) Land $64,946 Building $464,796
2025	$7,970.00 (+3.84%)	$663,255 (+4.04%) Land $63,672 Building $599,583
2023	$7,675.00 (+1.55%)	$637,500 Land $61,200 Building $576,300
2022	$7,558.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Nov 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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