Harris County property record for 20407 Bluestem Pointe Dr, Cypress, TX 77433
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,330 sqft · built 2023 |
| Lot Size | 0.215 acres (9,369 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,019,511 (Feb 2024) |
| Tax Bill | $20,140 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage May 2024 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 145-594-002-0026 |
| Primary APN | 145-594-002-0026 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Building Area | 4,330 sqft Living Area |
| 1st Floor Area | 2,620 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,369 sqft (0.215 acres) |
| Garage Area | 866 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1455940020026 |
|---|---|
| Street Address | 20407 BLUESTEM POINTE DR |
| City | CYPRESS |
| State | TX |
| Zip | 77433-8661 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 26 BLK 2 DUNHAM POINTE SEC 4 |
| Legal Subdivision | DUNHAM POINTE SEC 4 |
| Legal Block | 2 |
| Legal Lot Number | 26 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | NORTHWEST HARRIS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 543004 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20407 BLUESTEM POINTE DR, CYPRESS, TX 77433-8661 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 9, 2024 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 6, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 23, 2024 · Amount on Record |
| Deed Sale | Feb 23, 2024 · Amount on Record |
| Deed Document Number | 202463520 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Aug 5, 2026 |
| Property Address | 20407 BLUESTEM POINTE DR, CYPRESS, TX 77433-8661 |
| Document Number | 0000317459 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 2026317459 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 20407 BLUESTEM POINTE DR, CYPRESS, TX 77433-8661 |
| Document Number | 0000317459, |
|---|---|
| Date | Aug 5, 2026 |
| Instrument | 2026317459 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20407 BLUESTEM POINTE DR, CYPRESS, TX 77433-8661 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 20407 BLUESTEM MANOR PL, CYPRESS, TX 77433-8186 |
| Document Number | 0000169502 |
|---|---|
| Date | May 9, 2024 |
| Instrument | 2024-169502 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20407 BLUESTEM POINTE DR, CYPRESS, TX 77433-8661 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 20407 BLUESTEM POINTE DR, CYPRESS, TX 77433-8661 |
| Document Number | 0000169327 |
|---|---|
| Date | May 6, 2025 |
| Instrument | 2025-169327 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2055 |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $732,130 (-3.92%) Land $119,734 Building $612,396 | $732,130 (-3.92%) Land $119,734 Building $612,396 | |
| 2025 | $20,140.00 (+248.93%) Homeowner's exemption | $762,000 (+536.41%) Land $119,734 Building $642,266 | $762,000 (+536.41%) Land $119,734 Building $642,266 |
| 2024 | $5,772.00 (+602.19%) | ||
| 2023 | $119,734 Land $119,734 | $119,734 Land $119,734 | |
| 2022 | $822.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 445 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 445 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 79% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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