Harris County property record for 20407 Apache Lake Dr, Katy, TX 77449 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1995 |
| Square Footage | 1,660 sqft Living Area |
| Lot Size | 5,944 sqft (0.137 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $158,200 (2016) |
| Tax Bill | $4,937.00 (2025) |
Source: Harris County records · APN 117-759-002-0017
Assessment roll updated May 26, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20407 APACHE LAKE DR, KATY, TX 77449-6273 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 04, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Jun 09, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MIDLAND MORTGAGE |
| Jan 22, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MIDLAND MORTGAGE |
| Jan 22, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MIDLAND MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 27, 2016 · Amount on Record |
| Deed Sale | May 27, 2016 · Amount on Record |
| Prior Sale | Feb 18, 2013 · Amount on Record |
| Deed Doc Number | 2016225643 |
| Prior Transfer Date | May 26, 2016 |
| Prior Transfer Doc | 0000225643 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20407 APACHE LAKE DR, KATY, TX 77449-6273 |
| Transaction Type | Mortgage |
| Record Updated | Nov 04, 2025 |
| Name | Verified Name |
|---|---|
| Address | 20407 APACHE LAKE DR, KATY, TX 77449-6273 |
| Document Number | 0000123437 |
|---|---|
| Date | Apr 04, 2025 |
| Instrument | 2025-123437 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20407 APACHE LAKE DR, KATY, TX 77449-6273 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 20407 APACHE LAKE DR, KATY, TX 77449-6273 |
| Document Number | 0000301741 |
|---|---|
| Date | Jun 09, 2022 |
| Instrument | 2022-301741 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20407 APACHE LAKE DR, KATY, TX 77449-6273 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 20407 APACHE LAKE DR, KATY, TX 77449-6273 |
| Document Number | 0000035312 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 2021-035312 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 305 Months |
| Due | Jun 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20407 APACHE LAKE DR, KATY, TX 77449-6273 |
| Transaction Type | Mortgage |
| Record Updated | Sep 06, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 20407 APACHE LAKE DR, KATY, TX 77449-6273 |
| Document Number | 2021035312 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 2021-035312 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 305 Months |
| Due | Jun 01, 2046 |
Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Katy Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,937.00 (+3.61%) Homeowner's exemption | $258,068 (-11.13%) Land $46,363 Building $211,705 | $258,068 (-11.13%) Land $46,363 Building $211,705 |
| 2024 | $4,765.00 (+100.89%) | ||
| 2023 | $290,397 Land $46,363 Building $244,034 | $290,397 Land $46,363 Building $244,034 | |
| 2022 | $2,372.00 (-17.44%) | ||
| 2020 | $2,873.00 |
Source: FEMA National Flood Hazard Layer, Harris County (48201C), updated May 17, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 117-759-002-0017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 1,660 sqft Living Area |
| 1st Floor | 1,660 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Traditional Style |
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Lot Area | 5,944 sqft (0.137 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 420 sqft Garage |
| Porch Area | 180 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 1177590020017 |
|---|---|
| Street Address | 20407 APACHE LAKE DR |
| City | KATY |
| State | TX |
| Zip | 77449-6273 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 17 BLK 2 SUNDOWN GLEN SEC 4 |
| Legal Subdivision | SUNDOWN GLEN SEC 4 |
| Legal Block | 2 |
| Legal Lot Number | 17 |
| Jurisdiction | HARRIS TX |
| Minor Civil Division | HOUSTON |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 542303 |
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