20406 Ez Ln, Brainerd, MN 56401 Property Records

Crow Wing County property record for 20406 Ez Ln, Brainerd, MN 56401

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 640 sqft
Lot Size	0.055 acres (2,400 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Jun 2026)
Tax Bill	$2,304 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`992040010040009`

Property Details

APN / Parcel Number

Primary APN	`992040010040009`
Alternative APNs	`99020686` `141877`

Interior

Bedrooms	2 Beds
Building Area	640 sqft Living Area
1st Floor Area	640 sqft

Exterior

Effective Year Built	Effective 2000
Architectural Style	Patio Home
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,400 sqft (0.055 acres)
View / Lot	Waterfront / Beach
Porch	Slab
Deck Area	45 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	141877
Street Address	20406 EZ LN
City	BRAINERD
State	MN
Zip	56401-7218
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT 4 BLOCK 1 (COMMON ELEMENTS FOR E - Z DUZIT 992040010060009)
Legal Range	29W
Legal Township	134
Legal Section	02
Legal Subdivision	E - Z DUZIT
Legal Block	1
Legal Lot Number	4
Jurisdiction	CROW WING MN
Township / Civil Division	FIRST ASSESSMENT
Census Block Group	3
Census Block	3018
Census Tract	950501

Owner

20406 Ez Ln, a residential property, is owned by two individuals who bought it in June 2026.

Source: Crow Wing County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14031 SUNDIAL CT, EDEN PRAIRIE, MN 55346-3015
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2026 · Amount on File
Deed Sale	Jun 5, 2026 · Amount on File
Deed Document Number	20261024774
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CROW WING MN
Recording Date	Jun 5, 2026
Property Address	20406 EZ LN, BRAINERD, MN 56401-7218
Document Number	0001024774
Instrument Date	May 29, 2026
Instrument	20261024774
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$124,987.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14031 SUNDIAL CT, EDEN PRAIRIE, MN 55346-3015

Mortgage

Document Number	0001024774,
Date	Jun 5, 2026
Instrument	20261024774

Lender

Name	CAMBRIA FINANCIAL GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 20406 Ez Ln was $2,304.

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,304.00	$389,500 (+0.39%) Land $319,300 Building $70,200	$389,500 (+0.39%) Land $319,300 Building $70,200
2025		$388,000 Land $316,600 Building $71,400	$388,000 Land $316,600 Building $71,400
2023	$1,714.00	$309,300 Land $244,000 Building $65,300	$309,300 Land $244,000 Building $65,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20406 Ez Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20406 Ez Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ez Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures