Montgomery County property record for 20405 Rainbowview Ter, Gaithersburg, MD 20886
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 3,238 sqft · built 1986 |
| Lot Size | 0.244 acres (10,621 sqft) |
| Owner | Individual Name on File |
| Last Sale | $645,000 (Dec 2021) |
| Tax Bill | $5,801 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Dec 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-02588690 |
| Primary APN | 01-02588690 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,238 sqft Living Area |
| Gross Area | 3,700 sqft |
| 1st Floor Area | 1,235 sqft |
| Basement Area | 915 sqft |
| Finished Basement | 915 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,621 sqft (0.244 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 104 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02588690 |
|---|---|
| Street Address | 20405 RAINBOWVIEW TER |
| City | MONTGOMERY VILLAGE |
| State | MD |
| Zip | 20886-4924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | THE DOWNS M V |
| Legal Subdivision | THE DOWNS MONTG VILL |
| Legal Block | 3 |
| Legal Lot Number | 114 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 700104 |
20405 Rainbowview Ter is owned and occupied by an individual who bought it in December 2021.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20405 RAINBOWVIEW TER, MONTGOMERY VILLAGE, MD 20886-4924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 26, 2024 | Deed of Trust, Mortgage · Line of Credit MARYLAND DEPT OF HOUSING & COMMUNITY DEV |
| Dec 13, 2021 | Deed, Transfer · FHA Mortgage IBANEZ MORTGAGE GROUP LLC |
| Jul 12, 2021 | Deed, Transfer CLOSELINE SETTLEMENTS LLC, CLOSELINE SETTLEMENTS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2021 · Amount on File |
| Deed Sale | Dec 13, 2021 · Amount on File |
| Prior Sale | Jul 12, 2021 · Amount on File |
| Deed Book / Page | 64808 / 52 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 20405 RAINBOWVIEW TER, GAITHERSBURG, MD 20886-4924 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0678530112 |
|---|---|
| Date | Mar 26, 2024 |
| Book Page | 67853/112 |
| Name | MARYLAND DEPT OF HOUSING & COMMUNITY DEV |
|---|---|
| Type | Government Agency |
| Address | LANHAM, MD 20706 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Dec 13, 2021 |
| Property Address | 20405 RAINBOWVIEW TER, GAITHERSBURG, MD 20886-4924 |
| Document Number | 0648080052 |
| Book / Page | 64808 / 52 |
| Map Reference | MB 137 PL 15780 |
| Instrument Date | Nov 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Title Company | TITLE TOWN SETTLEMENTS, TITLE TOWN SETTLEMENTS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,062.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 20405 RAINBOWVIEW TER, MONTGOMERY VILLAGE, MD 20886-4924 |
| Document Number | 0006480859 |
|---|---|
| Date | Dec 13, 2021 |
| Instrument | 64808/59 |
| Name | IBANEZ MORTGAGE GROUP LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jul 12, 2021 |
| Property Address | 20405 RAINBOWVIEW TER, GAITHERSBURG, MD 20886-4924 |
| Document Number | 0634730320 |
| Book / Page | 63473 / 320 |
| Map Reference | MB 137 PL 15780 |
| Instrument Date | Jun 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2021 |
| Title Company | CLOSELINE SETTLEMENTS LLC, CLOSELINE SETTLEMENTS |
| Amount | Amount on Record |
|---|---|
| Tax | $6,525.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 7610 VICAR ST, NEW CARROLLTON, MD 20784-2962 |
The 2025 property tax bill for 20405 Rainbowview Ter was $5,801.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $637,400 (+12.31%) Land $196,900 Building $440,500 | $637,400 (-) Land $196,900 Building $440,500 | |
| 2025 | $5,801.00 | $567,533 | $637,400 Land $196,900 Building $440,500 |
| 2023 | $427,800 Land $196,900 Building $230,900 | $427,800 Land $196,900 Building $230,900 | |
| 2022 | $4,344.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20405 Rainbowview Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20405 Rainbowview Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures