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  2. Washington
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  4. Lake Tapps
  5. 7th St E

20405 7th St E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 20405 7th St E, Lake Tapps, WA 98391

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.25 ba · 1,712 sqft · built 1980
Lot Size1.25 acres (54,450 sqft)
OwnerIndividual Name on Record
Last Sale$730,000 (Sep 2023)
Tax Bill$6,800 (2026)
Deeds & MortgagesSep 2023 Sale & Mortgage
Jul 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN052003-6-014

Property Details

APN / Parcel Number

Primary APN052003-6-014

Interior

Bedrooms3 Beds
Full Baths2.25 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area1,712 sqft Living Area
Gross Area2,288 sqft
1st Floor Area528 sqft
Upper Floors Area1,184 sqft
Basement Area528 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1994
Architectural StyleSplit Foyer
Exterior MaterialFrame Siding
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area54,450 sqft (1.25 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Deck Area420 sqft
Patio Area420 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address20405 7TH ST E
CityLAKE TAPPS
StateWA
Zip98391-6268
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal DescriptionSECTION 03 TOWNSHIP 20 RANGE 05 QUARTER 24 : THAT POR L 1 & 2 OF S P 78-364 LY WLY OF FOLL DESC LI BEG AT SLY COR BETWEEN L 1 & 2 SD SP TH S 84 DEG 00 MIN 51 SEC W 19.15 FT TO POB TH N 05 DEG 59 MIN 09 SEC W PAR/W LI BETWEEN L 1 & 2 142.93 FT TH N 21
Legal Range05
Legal Township20
Legal Section03
Legal SubdivisionPIERCE COUNTY SHORT PLAT NO 78 364
Legal Lot Number1,2
JurisdictionPIERCE WA
Township / Civil DivisionPUYALLUP
Census Block Group1
Census Block1000
Census Tract70315

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20405 7TH ST E, LAKE TAPPS, WA 98391-6268
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2023Warranty Deed, Transfer · FHA Mortgage
NOVA FINANCIAL & INVESTMENT CORP
Jul 23, 2021Warranty Deed, Transfer · FHA Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Oct 11, 2021Re-recorded Document
STEWART TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 8, 2023 · Amount on Record
Deed SaleSep 8, 2023 · Amount on Record
Prior SaleJul 23, 2021 · Amount on Record
Deed Document Number2023311
Prior Transfer DateJul 21, 2021
Prior Transfer Doc0000000077
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateSep 8, 2023
Property Address20405 7TH ST E, LAKE TAPPS, WA 98391-6268
Document Number0009080311
Map ReferenceVOL 26 PG 2
Instrument DateSep 7, 2023
Instrument202309080311
Transaction TypeTransfer
Record UpdatedSep 20, 2023
Title CompanyCW TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$12,049.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20405 7TH ST E, LAKE TAPPS, WA 98391-6268

Mortgage

Document Number0009080312
DateSep 8, 2023
Instrument202309080312
Lender
NameNOVA FINANCIAL & INVESTMENT CORP
TypeFunding / Finance Company
AddressTUCSON, AZ 85711
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateJul 23, 2021
Property Address20405 7TH ST E, LAKE TAPPS, WA 98391-6268
Document Number0007230918
Instrument DateJul 21, 2021
Instrument202107230918
Transaction TypeTransfer
Record UpdatedAug 4, 2021
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,890.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20405 7TH ST E, LAKE TAPPS, WA 98391-6268

Mortgage

Document Number0007230919
DateJul 23, 2021
Instrument202107230919
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

October 2021: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionPIERCE WA
Recording DateOct 11, 2021
Property Address20405 7TH ST E, LAKE TAPPS, WA 98391-6268
Document Number0010110077
Instrument DateJul 21, 2021
Instrument202110110077
Record UpdatedOct 21, 2021
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20405 7TH ST E, LAKE TAPPS, WA 98391-6268

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
Unified School DistrictDieringer School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,800.00 (+4.74%)$660,200 (+8.27%) Land $404,700 Building $255,500$660,200 (+8.27%) Land $404,700 Building $255,500
2025$6,492.00 (+6.62%)
2024$6,089.00 (+5.06%)$609,800 (+3.73%) Land $379,400 Building $230,400$609,800 (+3.73%) Land $379,400 Building $230,400
2023$5,796.00$587,900 Land $364,000 Building $223,900$587,900 Land $364,000 Building $223,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBONNEY LAKE WATER DEPARTMENT CITY
serves 43,371 people · EPA ID WA5307650
Water SourcePurchased surface water from CITY OF TACOMA WATER DIVISION
Last State InspectionOct 2021
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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