20405 33rd St E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 20405 33rd St E, Lake Tapps, WA 98391

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,866 sqft · built 1990
Lot Size	0.239 acres (10,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$949,719 (Apr 2022)
Tax Bill	$9,701 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`899602-1-290`

Property Details

APN / Parcel Number

Primary APN	`899602-1-290`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,866 sqft Living Area
Gross Area	3,516 sqft
Upper Floors Area	1,279 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1999
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Concrete
Lot Area	10,400 sqft (0.239 acres)
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	620 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	20405 33RD ST E
City	LAKE TAPPS
State	WA
Zip	98391-9029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 15 TOWNSHIP 20 RANGE 05 QUARTER 21 TAPPS ISLAND DIV # 2: TAPPS ISLAND DIV # 2 L 129 TOG/W COMM PROP INT EASE OF RECORD
Legal Range	05
Legal Township	20
Legal Section	15
Legal Subdivision	TAPPS ISLAND DIV # 2
Legal Lot Number	12
Legal Unit	2
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	2
Census Block	2011
Census Tract	70307

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20405 33RD ST E, LAKE TAPPS, WA 98391-9029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Sep 6, 2019	Warranty Deed, Transfer · Conventional Mortgage HSBC BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2022 · Amount on Record
Deed Sale	Apr 7, 2022 · Amount on Record
Prior Sale	Sep 6, 2019 · Amount on Record
Deed Document Number	2022133
Prior Transfer Date	Oct 30, 2007
Prior Transfer Doc	0000000019
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Apr 7, 2022
Property Address	20405 33RD ST E, LAKE TAPPS, WA 98391-9029
Document Number	0004070133
Map Reference	VOL 50 PG 28-32
Instrument Date	Mar 24, 2022
Instrument	202204070133
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16,010.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20405 33RD ST E, LAKE TAPPS, WA 98391-9029

Mortgage

Document Number	0004070134
Date	Apr 7, 2022
Instrument	202204070134

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Sep 6, 2019
Property Address	20405 33RD ST E, LAKE TAPPS, WA 98391-9029
Document Number	0009060440
Map Reference	MB 50 PG 28-32
Instrument Date	Aug 29, 2019
Instrument	201909060440
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,035.11
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20405 33RD ST E, LAKE TAPPS, WA 98391-9029

Mortgage

Document Number	0009060441
Date	Sep 6, 2019
Instrument	201909060441

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2039

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Dieringer School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,701.00 (-3.37%)	$943,800 (+9.58%) Land $390,800 Building $553,000	$943,800 (+9.58%) Land $390,800 Building $553,000
2025	$10,039.00 (+15.72%)
2024	$8,675.00 (-0.14%)	$861,300 (-1.61%) Land $370,900 Building $490,400	$861,300 (-1.61%) Land $370,900 Building $490,400
2023	$8,687.00	$875,400 Land $361,200 Building $514,200	$875,400 Land $361,200 Building $514,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2009 · Severe Winter Storm, Landslides, Mudslides, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TAPPS ISLAND WATER SYSTEM private · serves 1,501 people · EPA ID WA5387181
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
Skynet Broadband Fixed Wireless	100 / 100

May also be available: T-Mobile.

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