20404 Slate Gap Rd, Garfield, AR 72732 Property Records

Benton County property record for 20404 Slate Gap Rd, Garfield, AR 72732

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,098 sqft · built 1984
Lot Size	9.8 acres (426,888 sqft)
Owner	2 Individual Names on File
Last Sale	$900,000 (Jan 2026)
Tax Bill	$3,896 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-09062-000`

Property Details

APN / Parcel Number

Primary APN	`15-09062-000`
Alternative APNs	`56769.0` `56769`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,098 sqft Living Area
Gross Area	2,770 sqft
1st Floor Area	1,271 sqft
Basement Area	602 sqft
Finished Basement	602 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	426,888 sqft
Garage Type	Attached
Garage Area	672 sqft
Driveway	Asphalt Driveway
Driveway Area	860 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	1,308 sqft
Patio Area	633 sqft
Pole Barn	1,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	56769
Street Address	20404 SLATE GAP RD
City	GARFIELD
State	AR
Zip	72732-9766
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT K-133
Legal Range	28
Legal Township	20
Legal Section	26
Legal Subdivision	RAY BROWN SUB-RURBAN
Legal Lot Number	11
Jurisdiction	BENTON AR
Township / Civil Division	1
Census Block Group	3
Census Block	3009
Census Tract	21405

Owner

20404 Slate Gap Rd is owned and occupied by two individuals who bought it in January 2026.

Source: Benton County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20404 SLATE GAP RD, GARFIELD, AR 72732-9766
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2022	Deed of Trust, Mortgage · Line of Credit LUMINATE BANK
Apr 27, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 28, 2017	Warranty Deed, Transfer · FHA Mortgage PACIFIC UNION FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2026 · Amount on File
Deed Sale	Jan 29, 2026 · Amount on File
Prior Sale	Jun 3, 1985 · Amount on File
Deed Document Number	20265306
Prior Transfer Date	Sep 12, 2005
Prior Transfer Doc	2005048838
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	20404 SLATE GAP RD, GARFIELD, AR 72732-9766
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L202251463
Date	Aug 4, 2022
Instrument	L202251463

Lender

Name	LUMINATE BANK
Type	Bank
Address	PEA RIDGE, AR 72751

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 31, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	20404 SLATE GAP RD, GARFIELD, AR 72732-9766
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021031168
Date	Apr 27, 2021
Instrument	2021031168

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	May 1, 2047

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Mar 28, 2017
Property Address	20404 SLATE GAP RD, GARFIELD, AR 72732-9766
Document Number	0000D16569
Instrument Date	Mar 23, 2017
Instrument	D16569
Transaction Type	Transfer
Record Updated	Apr 11, 2017
Title Company	PCI ADVANCE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20404 SLATE GAP RD GARFIELD AR 727329766, GARFIELD, AR 72732-9766

Mortgage

Document Number	M59309
Date	Mar 28, 2017
Instrument	M59309

Lender

Name	PACIFIC UNION FIN'L
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 20404 Slate Gap Rd was $3,896, up 5% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Unified School District	Rogers Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,896.00 (+4.99%)	$167,947 (-) Land $64,680 Building $103,267	$839,735 Land $323,400 Building $516,335
2025	$3,711.00 Homeowner's exemption	$167,947 Land $64,680 Building $103,267
2024			$839,735 (+131.27%) Land $323,400 Building $516,335
2023	$3,058.00 Homeowner's exemption	$72,620 Land $31,360 Building $41,260	$363,100 Land $156,800 Building $206,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20404 Slate Gap Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20404 Slate Gap Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 66% of Arkansas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	100 / 10
Total HighSpeed Internet Solutions Fixed Wireless	30 / 10

May also be available: Verizon.

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