20404 Pond Circle Rd SW, Midlothian, MD 21543 Property Records

Allegany County property record for 20404 Pond Circle Rd SW, Midlothian, MD 21543

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,371 sqft · built 1970
Lot Size1.4 acres (60,984 sqft)
Owner2 Individual Names on File
Tax Bill$2,756 (2025)
Deeds & MortgagesMay 2020 Transfer
Flood ZoneZone X (minimal risk)
APN19-005801

Property Details

APN / Parcel Number

Primary APN19-005801
Alternative APN
  • 005801

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,371 sqft Total Area
AtticAttic
Attic Area1,147 sqft
Basement Area783 sqft
Finished Basement783 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleSplit Foyer
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area60,984 sqft (1.4 acres)
Garage TypeDetached
Garage Area1,147 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area162 sqft
Deck AreaDeck Area
Patio Area240 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected

Location & Zoning

Account Number005801
Street Address20404 POND CIRCLE RD SW
CityMIDLOTHIAN
StateMD
Zip21543-2032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.406A 20404 POND CIRCLE RD
JurisdictionALLEGANY MD
Township / Civil Division18, MIDLAND/SHAFT
Census Block Group1
Census Block1036
Census Tract1900

Owner

20404 Pond Circle Rd SW is owned and occupied by two individuals who acquired it in April 2020.

Source: Allegany County records, as of October 1, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 333, MIDLOTHIAN, MD 21543-0333
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateApr 23, 2020
Transfer Doc0025520236
Record UpdatedOct 29, 2026

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionALLEGANY MD
Recording DateMay 5, 2020
Property Address20404 POND CIRCLE RD SW, MIDLOTHIAN, MD 21543-2032
Document Number0025520236
Book / Page002552 / 000236
Instrument DateApr 23, 2020
Transaction TypeTransfer
Record UpdatedJun 11, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
AddressPO BOX 333 MIDLOTHIAN MD 215430333, MIDLOTHIAN, MD 21543-0333

Tax Assessment & Valuation

The 2025 property tax bill for 20404 Pond Circle Rd SW was $2,756 with a homeowner's exemption.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$240,667 (+1.93%)$249,800 (+5.8%) Land $41,600 Building $208,200
2025$2,756.00 Homeowner's exemption$236,100 Land $41,500 Building $194,600$236,100 Land $41,500 Building $194,600
2023$2,122.00 Homeowner's exemption$203,300$236,100 Land $41,500 Building $194,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20404 Pond Circle Rd SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20404 Pond Circle Rd SW is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERN REGION ALLEGANY DISTRIB. SYSTEM
serves 4,955 people · EPA ID MD0010009
Water SourcePurchased surface water from CITY OF FROSTBURG
Last State InspectionMay 2023

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
SkyPacket
Fixed Wireless
100 / 20

Nearby Properties on Pond Circle Rd SW

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