20404 E 15th Ter N, Independence, MO 64056 Property Records

Jackson County property record for 20404 E 15th Ter N, Independence, MO 64056 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1978
Square Footage	1,130 sqft Living Area
Lot Size	7,405 sqft (0.169 acres)
Occupancy	Owner Occupied
Last Sale	$64,000 (1994)
Tax Bill	$2,640.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`16-130-12-14`
Alternative APNs	`16130121400000001` `734807`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	7 Plumbing Fixtures
Building Area	1,130 sqft Living Area
Gross Area	2,196 sqft Gross Area
1st Floor	528 sqft 1st Floor
Basement Area	1,056 sqft Basement
Stories	1 Stories
Primary Flooring	Carpet Flooring
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1978
Architectural Style	Ranch Style
Exterior Material	Vinyl Exterior
Foundation Type	Concrete Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,405 sqft (0.169 acres)
Parking Spaces	2 Parking Spaces
Garage Area	500 sqft Garage
Patio Area	144 sqft Patio
Porch	1 Porch
Porch Area	28 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	734807
Old Parcel Number	16130121400000001
Street Address	20404 E 15TH TER N
City	INDEPENDENCE
State	MO
Zip	64056-1404
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BLUE MILLS 3RD PLAT LOT 397
Legal Range	21
Legal Township	50
Legal Section	31
Legal Subdivision	BLUE MILLS 3RD PLAT
Legal Lot Number	397
Jurisdiction	JACKSON MO
Minor Civil Division	BLUE
Census Blockgroup	2
Census Block	2010
Census Tract	17700

Owner

Source: Jackson County records · APN 16-130-12-14

Assessment roll updated June 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20404 E 15TH TER N, INDEPENDENCE, MO 64056-1404
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 01, 1994 · Amount on Record
Deed Sale	Mar 01, 1994 · Amount on Record
Deed Doc Number	0025261045
Record Refreshed	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	Jul 08, 2026
Property Address	20404 E 15TH TER N, INDEPENDENCE, MO 64056-1404
Document Number	0000050490
Instrument Date	Jul 02, 2026
Instrument	202650490
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050490,
Date	Jul 08, 2026
Instrument	202650490

Lender

Name	UNITED CONSUMERS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 08, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated June 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,650 (-10.83%) Land $4,625 Building $25,025	$156,050 (-10.83%)
2024	$2,640.00 (+0.49%)
2023	$2,627.00	$33,250 Land $4,045 Building $29,205	$175,000