20403 Candace Point Ct, Cypress, TX 77433 Property Records

Harris County property record for 20403 Candace Point Ct, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,324 sqft · built 2017
Lot Size	0.157 acres (6,858 sqft)
Owner	Individual Name on File
Last Sale	$368,100 (Jun 2017)
Tax Bill	$10,677 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`137-425-002-0020`

Property Details

APN / Parcel Number

Primary APN	`137-425-002-0020`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,324 sqft Living Area
1st Floor Area	2,152 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,858 sqft (0.157 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1374250020020
Street Address	20403 CANDACE POINT CT
City	CYPRESS
State	TX
Zip	77433-6919
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 20 BLK 2 CYPRESS CREEK LAKES SEC 24
Legal Subdivision	CYPRESS CREEK LAKES SEC 24
Legal Block	2
Legal Lot Number	20
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	5
Census Block	5018
Census Tract	543007

Owner

20403 Candace Point Ct is owned and occupied by an individual who bought it in June 2017.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	20403 CANDACE POINT CT, CYPRESS, TX 77433-6919
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 8, 2020	Deed of Trust, Mortgage RECOVCO MTG MGMT LLC
Jun 8, 2017	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Jun 8, 2017	Grant Deed, Subdivision Related Transfer UNIVERSAL AMERICAN MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2017 · Amount on File
Deed Sale	Jun 8, 2017 · Amount on File
Prior Sale	Jun 8, 2017
Deed Document Number	2017255275
Prior Transfer Date	May 31, 2017
Prior Transfer Doc	20170255275
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20403 CANDACE POINT CT, CYPRESS, TX 77433-6919
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20403 CANDACE POINT CT, CYPRESS, TX 77433-6919

Mortgage

Document Number	2021478114
Date	Aug 23, 2021
Instrument	2021-478114

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20403 CANDACE POINT CT, CYPRESS, TX 77433-6919
Document Number	0000497117
Instrument Date	Oct 8, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20403 CANDACE POINT CT CYPRESS TX 774336919, CYPRESS, TX 77433-6919

Mortgage

Document Number	0000497117
Date	Oct 16, 2020
Instrument	497117

Lender

Name	RECOVCO MTG MGMT LLC
Address	IRVING, TX 75038

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 15, 2035

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 8, 2017
Property Address	20403 CANDACE POINT CT, CYPRESS, TX 77433-6919
Document Number	0000255274
Instrument Date	May 31, 2017
Instrument	255274
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	681 GREENS PKWY #200 HOUSTON TX 770674544, 200, HOUSTON, TX 77067-4544

June 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 8, 2017
Property Address	20403 CANDACE POINT CT, CYPRESS, TX 77433-6919
Document Number	0000255275
Instrument Date	May 31, 2017
Instrument	255275
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 22, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20403 CANDACE POINT CT CYPRESS TX 774336919, CYPRESS, TX 77433-6919

Mortgage

Document Number	255276
Date	Jun 8, 2017
Instrument	255276

Lender

Name	UNIVERSAL AMERICAN MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 7, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 20403 Candace Point Ct was $10,677 with a homeowner's exemption, up 249.7% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$536,170 (+2.93%) Land $95,749 Building $440,421	$536,170 (+2.93%) Land $95,749 Building $440,421
2025	$10,677.00 (+249.72%) Homeowner's exemption	$520,894 Land $71,240 Building $449,654	$520,894 Land $71,240 Building $449,654
2024	$3,053.00
2023		$544,200 Land $71,240 Building $472,960	$544,200 Land $71,240 Building $472,960
2022	$2,540.00
2020	$2,175.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20403 Candace Point Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 381 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	381 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · Hurricane Ike

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20403 Candace Point Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 433 serves 6,651 people · EPA ID TX1013350
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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