20401 Merida Dr, Saratoga, CA 95070 Property Records

Santa Clara County property record for 20401 Merida Dr, Saratoga, CA 95070

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,243 sqft · built 1965
Lot Size	0.23 acres (10,030 sqft)
Owner	Company Name on Record
Last Sale	$1,500,000 (Sep 2015)
Tax Bill	$26,733 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`386-33-011`

Property Details

APN / Parcel Number

Primary APN	`386-33-011`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,243 sqft Living Area
1st Floor Area	2,243 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2018
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	10,030 sqft (0.23 acres)
Lot Dimensions	118 ft deep x 85 ft wide
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	20401 MERIDA DR
City	SARATOGA
State	CA
Zip	95070-3123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R110
Legal Description	TRACT 3596 BLOSSOM VIEW OF SARATOGA BOOK 169 PAGE 27 LOT 11
Legal Subdivision	BLOSSOM VIEW OF SARATOGA
Legal Tract	3596
Legal Lot Number	11
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1000
Census Tract	507401

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20401 MERIDA DR, SARATOGA, CA 95070-3123
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jan 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HSBC BANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2015 · Amount on Record
Deed Sale	Sep 25, 2015 · Amount on Record
Deed Document Number	201523090228
Last Transfer Date	Dec 31, 2020
Transfer Doc	0024781740
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20401 MERIDA DR, SARATOGA, CA 95070-3123
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20401 MERIDA DR, SARATOGA, CA 95070-3123

Mortgage

Document Number	0025152940
Date	Nov 3, 2021
Instrument	25152940

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.87%
Type Change Date	Dec 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.5%
Max Rate At Change	6.87%
Index	Other
Max Rate	6.87%

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 11, 2021
Property Address	20401 MERIDA DR, SARATOGA, CA 95070-3123
Document Number	0024781740
Map Reference	MB 169 PG 27
Instrument Date	Dec 31, 2020
Instrument	24781740
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	20401 MERIDA DR, SARATOGA, CA 95070-3123

Mortgage

Document Number	0024781741
Date	Jan 11, 2021
Instrument	24781741

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.35%
Change Frequency	Annually

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Saratoga City
Elementary School District	Cupertino Union Elementary School District (KG - 08)
Secondary School District	Fremont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,234,519 (+2%) Land $1,358,406 Building $876,113
2025	$26,733.00 (+3.66%) Homeowner's exemption	$2,190,706 (+4.04%) Land $1,331,771 Building $858,935
2023	$25,790.00 (+1.22%) Homeowner's exemption	$2,105,640 Land $1,280,057 Building $825,583
2022	$25,479.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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